I have worked with Jean Carlo for years. He has always picked up my calls and the calls of my clients and he has always taken the time to explain the policies features and benefits until our client felt comfortable and confident to move forward. More important, he has also discussed the downside to certain policies. Overall I have found utilizing a insurance broker, like JCR Insurance, has proven to save my clients hundreds and in some cases thousands of dollars. I highly recommend that you speak with Jean Carlo prior to going with any big name brand. 8 of 10 times, he has absolutely had better options than what my clients were getting with whomever they had walking in the door.