Choice Mortgage is AWESOME! Michael and his team walked me through the home buying process and ensured I understood everything from beginning to end. When family and friends wanted to overwhelm me with advice, Michael was able to help me cut through the clutter and focus on what was right for my family.His team throughly explained the numbers and answered every call and every question I had. When I became discouraged with the “sellers market” Michael was right there reassuring me to stay the course to see the light at the end of the tunnel.During my closing, the closing agent complemented that my lender did a great job of keeping my numbers low and ensuring I understood my numbers prior to closing. The agent also stated most lenders don’t do that.Hands down, Choice Mortgage was instrumental in helping my family realize the dream of home ownership. Thank you Michael for building a knowledgeable team and truly going above and beyond to help your clients’ dreams come true!

My husband and I just closed on our home May 25, 2021. Michael Kodsi and his team ARE THE BEST. They walked us through the tough places of this process and we are now ecstatic owners of our dream home. We are recommending Michael Kodsi to everyone we know. And he really does answer his cell phone. Thank you Michael. We love you and your team. Keep doing what you do and keep doing it well. Charles and Lisa Gilbert

I was involved in a difficult mortgage situation. I had one mortgage broker that gave up, and it was then that I decided to call Michael Kodsi. I had heard his ads on the radio for quite a while. I was prepared to be disappointed again, and I was very much surprised. Michael responded to me immediately on a Saturday, and he stayed by my side until the mortgage came through. He was able to talk to the sellers to convince them of what needed to be done. He listened patiently to me throughout all of my travails and was always there to answer any questions that I had. He really did a super job, and because of him, I was able to get the mortgage. His ads really do ring true. Michael goes the distance to help his buyers, and I recommend him very highly.

Michael and his team did a Great Job assisting with financing my new condo. This process was not an easy one but they were always available to answer any questions I had at all hours. I would recommend Choice Mortgage to assist anyone interested in buying a home.

Michael Kodsi and Choice Mortgage saved me a lot of money. He lowered my interest rate by several percentage points. He made me feel very comfortable throughout the process and it was very smooth and easy.

Im not going to say it was easy. It was anything but. Being self employed required a lot more documentation and verification for the Underwriters. Good thing we had Choice Mortgage to prepare, guide and organise us through the process. Many Thanks to Michael, Neil and Tiffany for their hard work. Lets not forget we got a great rate too!

Jared and Wendy were incredible! They were quick with all of their responses, preapproval letters and were always available and happy to answer all of my questions. We closed on our property in 6 weeks; I would highly recommend them.

It was a pleasure working with Choice Mortgage. Michael Kodsi worked hard and got us the best possible rate. Michael and his team were responsive answering all our questions in a timely fashion.

We closed on our refinance last week. Michael and his team was very helpful and patient in working with us to get us approved for this refinance. My wife and I are very happy with the rate that Michael was able to get for us which enabled us to stay within our budget. We have and will continue to recommend Choice Mortgage to our family and friends!!

Choice Mortgage and Michael Kodsi and his agents were fantastic. They handled the refinance on my home with out a glitch. They asked for paperwork and I supplied it to them. And before I knew it, we were at the closing. I recommend them to anyone to handle their own mortgage. Its a cant miss. Thanks guys!!!

After months working with a few lenders I came across Micheal from Choice Mortage. He was able to get me refinanced at the rate I knew I could qualify for unlike other lenders Micheal does what he says he going to do. Micheal has a team that will get closed in literally a week or two. The team at Choice Mortgage will keep you updated daily via text, email or phone. Thank you Micheal for the amazing service.

Closed today on my refinance. Could not have been an easier process with Michael Kodsi and his group. They were helpful throughout the whole process and delivered on their word. I am ecstatic with the rate I got and my new term loan...Highly highly recommend ..Extremely grateful !!

Handled our Refi - quick, efficient, personable, local, great rate. I just referred them to my best friend for his home purchase financing. They were honest and the costs where in the end what they said they were going to from the start, no sneaky fees or bait and switch. I used to work for a lender, I know all the lender tricks. I did not see any of that here.

Mike Kodsi and his staff were fantastic and made the whole process easy. Mike was always there to help with any questions and always answers phone when I called. His staff was very courteous and does a great job following up. I Highly recommend Choice Mortgage.

Fantastic Experience!! Mike Kodsi really cares about his customers. Mike is not like other Brokers who care only about making money on a deal. Mike cares about building relationships... Thats why the service is so good and competitive. Highly recommend Michael Kodsi. He will take great care of you.

I have to say shopping for a home and mortgage these days is no walk in the park. So having a team like Choice mortgage and Michael Kodzi guiding me and my wife through the maze of frustration while being available answering the phone or returning calls with instructions or encouraging us to stay the course and going to bat for us with the sellers when we thought we had lost the deal. He and his team really went to work for us. So we close the deal thanks to Michael and his team.

I heard on the radio about Mike from Choice Mortgage, I was so impress that he answered the phone himself. Everything that they said about him it was real. He help me all the way, kept his word. I am an accountant and I am recommending Choice Mortgage to all my clients. I am very happy with the results of my refinace

I was overwhelmed with the process of refinancing my home before I found Michael and his team. Everyone I worked with was fantastic! They are on their game through every step. And, they got me an even better rate than I expected. I will definitely recommend them and I will be a loyal client for any of my future needs.

Michael Kodzi is an incredibly talented individual at what he does. Not only did he get us a phenomenal rate, but we were able to close in 3 weeks time. I highly recomended Choice Mortgage

Michael Kodsi was amazing in helping get us a loan at a very competitive rate. He worked diligently to provide excellent service. From the moment we first contacted him, he was extremely helpful in explaining the process, answering questions and being available 24-7. He accommodated our request to close on a particular day on short notice. Choice Mortgage is the way to go and ask for Michael Kodsi.

Michael and the team took excellent care of us and were focused on every detail of the process. They were organized and made the entire process easy and effortless for us. Would highly recommended working with him and his team.

What a great experience to work with Michael and his team of professionals. Great rate and cash out! Michael, Neil and Jason were always available if I needed anything along the way. A-1, 5 Stars!!

We just finished our closing for our refi with Choice Mortgage. I must say the team is a pleasure to work with and the process was smooth. I will definitely be using them in the future and highly recommend them for all your mortgage needs.

Great experience! From the first phone call to the final electronic signatures the process was easy and not overly complicated. The longest part was the processing but that is to be expected. The final rate was excellent as well.

Michael Kodsi at Choice Mortgage gets it done while others fail. We had another mortgage company try to refi our house and they could not get us a fixed rate mortgage. Choice mortgage not only got us a fixed rate loan, it was below 3%! Michael Kodsi is accessible, honest, and a straight shooter who does not give up until the job is done. This is our second mortgage with Choice Mortgage and we could not be more pleased. We recommend Michael Kodsi to anyone looking for a great mortgage broker.

Great Service. Online Portal was phenomenal. Answered every question we had. 2nd time using them.

Great from start to finish. And, their process is easy compared to a recent experience with another mortgage broker on a different property. Ill use them again and suggest you do too. Thank you Michael, Neil, and Melissa. And they chose a really nice notary (Silvia) to come to us with the final docs to sign.

After hearing Manny Munoz’s spots on WIOD, I was finally motivated to look into what I could achieve by refinancing with Michael Kodsi’s Team while the interest rates are so low. The whole process was clearly laid out and Neil was always available to answer any questions. I’m a natural procrastinator and was falling behind... instead of allowing me to get too far behind and risk losing my rate lock, Michael called to see if there was anything he or his team could do. Ultimately I was able to refinance at a GREAT rate and cash-out for some home improvements. Thank You Michael! You and your team did a fantastic job!!

This is the second time my family and I have partnered with Choice Mortgage and Michael’s Team for a refinance for our home. The Choice Mortgage team is personal, professional, and executes the loan and process quickly and easily. My wife and I are very happy with the low rate Michael worked for us to get and we feel we are ahead of the game with our finances. Thank you Choice Mortgage ☝🏼.

Where do I begin! This was my FIRST time going through the home buying experience, so ALL of this is/was new to me. Michael helped me out every step of the way. If I had a question or concern, he responded, called and he even connected me to a former real estate agent to help answer some questions, since both myself and the seller were doing this transaction WITHOUT a real estate agent. We hired Choice Mortgage a week or so after Thanksgiving. the ENTIRE Choice Mortgage team was in constant contact with me and always kept me informed, which was a very refreshing & satisfying feeling. They all worked so hard for me to get our home! Within less than a month and half, we are closing on our home! I highly recommend Michael and his entire team! They have the lowest rates and work non-stop for you and do whatever it takes to get you to the finish line! Michael, thank you for everything you and your team did for us!

It was a truly wonderful experience. Everything was handled quickly and professional. I would use Choice Mortgage again and recommend them highly.

Michael and his team made the refinance process very easy and enjoyable. They were always available to answer questions. I highly recommend their services.

Cant say enough about Michael Kodzi and Choice Mortgage. They worked tirelessly to get us the best mortgage at the lowest rate. Michael was available 24/7 to answer any questions, and we would recommend them highly to a anyone seeking a mortgage or refinance.

Choice Mortgage and Kodsi Team was easy to work with. They went over abs beyond for my family and even got our closing done a week early. Highly recommend!

Rude, untimely, dishonest. Would definitely not go to them again.

The team at Choice Mortgage was very helpful and true to their word. They locked us in on a fantastic interest rate and the whole process was smooth and easy. i highly recommend Michael Kodsi and his team!

Michael Kodsi and his group at Choice Mortgage did an excellent job on getting our mortgage done. They worked very hard, were vey diligent and professional. I would recommend them if you are looking for a mortgage or to refinance.

The Kodsi Team worked hard to get us a great rate and close on our home right on time.

Michael Kodsi and his team are first rate. Each member of the team is on-point with every step in the process. I never had a mortgage process go so smooth. Great Job to the Kodsi Team!!

I heard Choice Mortgage from 610 AM Radio...was impressed with the AD and called them to refinance my mortgage. I called at 3pm 5 times no answers and tried to leave a message the mailbox was full!! What kind of operation is this???

Michael his staff and associates are all very professional, polite and efficient. They are honest and the cost is very reasonable. The quote I was given on my first call to Michael was basically the deal we closed with. I highly recommend!

My wife and I refinanced our mortgage with Choice Mortgage. Working with them has been incredibly easy and thorough. Their communication during the process was excellent as we went back and forth with whatever the underwriters needed. We recommend them to anyone who is interested in a loan.

I HAD A GREAT EXPERIENCE THROUGH AND THROUGH WITH CHOICE MORTGAGE FROM START TO FINISH, MIKE K WAS WONDERFUL ALONG WITH HIS STAFF,WOULD HIGHLY RECOMMEND.THANK YOU TEAM KODSI.

I had a great experience working with Choice Mortgage on purchasing my first home. It was a long 7 month process but they were there to help along the way. After two deals that didnt go through, I finally was able to purchase my dream home and I could not have done it without the team. Emmanuel is extremely well versed in the industry and his team including Leanna and Jordiana were all exceptional. They were there to answer questions when I had them and guided me in my decision making to ensure Im making the best decision for myself. I highly recommend reaching out to this office so they can help you in finding the right package to support your home-buying venture.

Michael and his team were great....very responsive and easy to work with. I was pleasantly surprised. Definitely would recommend him and I do not do that very often.

Michael and the team at Choice Mortgage were a pleasure to deal with. They saved us a lot of money, gave us the best rate and closed us within 2 months which they promised. I will definitely use them in the future. Thanks Michael Kodsi.

Michael Kodsi, CEO, Choice Mortgage is simply the BEST of the BEST! Michael is professional, competitive, creative, responsive, knowledgeable, caring. The team of folks working with him are exactly the same. Im so thankful I found Michael and Choice Mortgage. I feel truly blessed for the experience I had and highly recommend this company, specifically, Michael, if you are looking for a company and team, lead by Michaelwho will deliver results and excellent customer service.

Words fall short in expressing how grateful and satisfied we are with Choice Mortgage. For years we have been trapped in a high interest mortgage and all prior attempts to refinance resulted in disappointment. I heard about Choice Mortgage on the radio. They advertised that Michael Kodsi would personally answer your call. I was skeptical but called. Mr. Kodsi answered the phone personally. After a few questions, he said “yes” I can help, and he did. We went from a 30-year mortgage to a 15-year mortgage and our interest rate was reduced drastically. His entire staff was always available and professional. They all made the refinance process easy to navigate. Mr. Kodsi, once again thank you! (Special thanks to Mr. Moore).

Outstanding service and even better rates to boot. Michael and his team were extremely attentive to all of my needs and ensured that i was taken care every step of the way. The rate that I received from Michael beat all of his competition. If you are in the market for a mortgage refinance, dont look anywhere and just call Michael.

The team at choice Mortage were phenomenal. The whole refinance experience was fast and easy from start to finish. I’m especially thankful to Michael for all his hard work. Thank you again.

I wanted to lock in at a low fixed interest rate. Got it done and quickly.

Five Stars from beginning to end, and everything in between.Getting a loan for a mortgage or refinance can be a stressful experience, but they did all they could to lessen the stress, by constantly communicating. Michael and his team regularly reached out via email - text - or phone, about where we stood in the process.I whole-heartedly endorse Michael Kodsi and Choice Mortgage for all your loan needs.

If you have not heard of Michael Kodsi and his team yet I’m here to share our experience. From the first phone conversation we felt that we may have found the right mortgage company and our thoughts were right on the money! From start to finish Michael worked with us. He knew what needed to be done from his extensive knowledge, guided us smoothly through the process and then said “we moved up your closing date” to help accommodate our time frame. Cannot say enough good things about Michael for his professionalism & help. Highly recommend Michael & his team!

Mike Kodsi has helped us refinance a couple of times, and I have recommended him to many of my collogues and friends. I was a real estate closing agent for over twenty years and in all that time I NEVER came across anyone that was as quick, honest and professional and Mike and his team.

Great mortgage company!! The team is very knowledgeable, proactive, fast and provide great service. I recommend using them. Michael, the owner, is an active participant and makes you feel like you are part of the family. Dont waste your time with anyone else. Thank you Choice team, my wife and I are extremely happy in our new home.

I have referred several individuals to Choice Mortgage both family and friends. The service they were provided was superior and all were approved timely with very competitive rates. Michael Kodsi was always available to help them or answer questions anytime of day including weekends. I will continue referring individuals to Choice Mortgage and highly recommend them.

Great experience with Choice mortgage. Was able to get a fantastic rate and able to close as expected. I highly recommend them.

Heard about #ChoiceMortgage & Michael Kodsi on the radio a few years ago. At the time I did not need a mortgage but the ad stuck with me as he gave out his mobile number And YES it goes directly to him. Few years go by and rates drop to historic lows so remembered the ad and called him and yes it was late and he answered, Michael and his team are Fantastic they communicate at a level unlike any others. Have questions they will answer them right away and follow up via email to make sure you are fully comfortable and understand everything. Highly recommend them! Think #ChoiceMorgage

This is our second time using Michael Kodsi, we did our mortgage and now a refinance with him and both times were perfect! Michael is always available if you have questions and he explains the whole process so you know what you are doing. I was able to switch from a 30 year to a 15 year on a refinance and the rate he gave us was amazing. We will be using Michael again and recommend you giving him a call if you need a mortgage or refinance. Great overall service, thanks!!

Outstanding service from Michael Kodsi and his team at Choice Mortgage! They are my go-to mortgage lender from now on. Highly recommend!

Michael Kodsi was super right from the first phone call!! Helped me when I didnt think there was a chance. He got me an awesome rate and when we hit a speed bump, he extended the rate until the issue was resolved! He was always quick to respond to any (and there were a lot of them) questions, and he did it in a kind and respectful way!! He and his staff never made me feel dumb with things I did not understand. I highly recommend him!!

It has been a pleasure doing business with Choice Mortgage. They have been so patient with me and have helped me tremendously. Never in my dream would have have thought I could have an interest rate this low.Thank you so much, Michael Kodsi and the Kodsi team. One day we will meet in person.God Bless you all,Patsie Bianchi

Wonderful experience with Michael and his team. He made the process (which can be overwhelming) extremely easy. I would highly recommend this company for your next home purchase.

Michael Kodsi was excellent to deal with. He was available all the time, made many great recommendations and took no time to get us approved. Choice Mortgage always kept us in the loop and closing was extremely easy. It took literally 15 minutes. I HIGHLY recommend Choice Mortgage. Dont deal with the Banks and the long drawn out process. Call Michael Kodsi, today!!!!

Great rates, fast service, and they answer any questions you have at all times of day and weekends.Michael and Neil were awesome.

Very fast response, convenient and efficient.

Incredible service, high quality work, always responsive, very competitive loan terms. Thank you Michael and Neil!

Absolutely incredible experience I had with Michael Kodsi and Choice Mortgage team. They made the entire process so stress free.They are definitely give star in my book, and will certainly recommend them to my family and me close friends.Thank You so much!!

Great rate, hit some rough waters due to Covid related delays, Michael was always available and found each and every solution to all unexpected obstacles encountered.Greatly appreciated the patience and perseverance.Of the many choices out there, there is really only one for certain results and word kept: Choice Mortgage.

Choice mortgage was amazing! They handled every aspect of the loan process with professionalism and was a pleasure to deal with. We closed right on time, everything was smooth due to how on top of everything they are. I’d give 10 stars if I could!

Prompt, responsive and locked me in at great rate. Very happy with results

Very professional company. Easy to work with. Fast turn around time. The owner, Michael, is very involved in the process. I would recommend to anyone needing mortgage services.

Choice Mortgage Bank is the best broker in South Florida!! I recommend them to all mortgage seekers.

We had a wonderful experience with Michael and his team. We worked with them for both the purchase and refinance of our home. Both times, the process was easy and seamless. I highly recommend!

Michael personally took care of my refinancing. He got me an unbelievable rate, got it done quickly with no issues. He is always available and I highly recommend him!

Let me first start out by saying that i have refinanced a few times already in the past, and this was by far the most painless expierence ever. Thank you Peter Lac. and Danielle Espinosa For you professionalism in handling the refinance of my home, not only did i get a great interest rate but also GREAT customer service. I will be recommending you to my family and friends. I give you both a 10 plus.... thanks again.

I wanted to refinance and attempted to contact several lenders but was unable to get anyone to return my calls and emails. I heard the radio ad for this company and figured why not? Michael personally called me back immediately, took my information and got the ball rolling. I couldnt have asked for a smoother process. They let me know what was going on every step of the way and even did the closing in my home at my convenience. Every question/concern that I had along the way was answered and dealt with immediately. I would not hesitate to recommend Choice Mortgage or use them again if I ever needed financing again.

I highly recommend Michael Kodsi and Choice Mortgage without reservation or hesitation. I have known Michael (Mike to me) Kodsi and his family for over 10 years. To start, he is just a good person. Also, during that time, I have traveled with him all over the country, and I have watched him take work calls while on vacation, whether during weekdays, evenings or weekends. He is always available for his clients. And, I have been Mikes client, and Mike and his team did an excellent job on the purchase of our home. You can feel confident that Mike and Choice Mortgage are the right choice for you and your family.

By far the best Mortgage company I have ever dealt with. Everyone that handled my Refinance was knowledgeable and easy to work with. Will definitively use them again. Highly recommended.

Highly recommend! Everything was spelled out or communicated as is. No surprises whatsoever. Any questions or concerns we had were immediately addressed with a complete concise answer. PHENOMENAL service!

We chose Choice Mortgage because it is located here in South Florida, not in another state which would make communication more difficult. Michael Kodsi and anyone else at Choice always answered my calls and/or emails quite promptly. At the onset, we just did not know how involved refinancing is today and how much documentation was required. We are sure we were not their only clients, but felt we were doing just as much legwork as they did! We also understand now that the requirements are much more rigorous when requesting a Cash-Out as opposed to a simple refinancing at a lower rate. At this time, we are happy to say that the closing went well and would recommend them! In addition, they have a daily Ad on WIOD 610 AM Radio. Dolores H Padron

Two and a half years ago i was faced with a tough task- iffy credit score, decent down payment...and needed to find a place to live. Choice made it easy. They were organized, detailed, worked hard to get me into the best program for me, and Michael Kidsi personally held my nervous hand through the entire process.I have since referred at least 3 friends whom have ALL had similar experieinces.There IS no choice, but CHOICE!

Michael Kodsi and his staff were a joy to work with. We used them when we purchased our condo and we used them to refinance our mortgage a few years later. Michael and his staff are attentive, available, personable, and work quickly to ensure everything you need is taken care of. We highly recommend them and we will be repeat customers!

Great experience and highly recommended! Andrew Novack and his team at Choice were exceptional. Andrew is a true professional and he and his team provided us with first class service.

This was our 4th mortgage with Choice. Michael and his team are awesome!

Mike Kodsi at Choice Mortgage is best in class! He and his team provided first class service and professionalism resulting in a very favorable refinance. I highly recommend Mike for any financing needs!

I highly recommend Choice Morgage company! I am pleased that everyone went above and beyond helping me out with our refinance! Thank you.

Highly recommended

Outstanding customer service from start to finish. Professionalism is appreciated, more so now since everything is mostly flick and click

Michael Kodsi and his team at Choice Mortgage are top-of-the-line mortgage professionals. I have done two closings with Choice Mortgage and have referred friends to Michael and we all agree that Choice Mortgage is the go-to lender with excellent customer service.

Great service, very happy. They found best possible rate.

An outstanding mortgage Company that works very hard for their clients to get you the best rate possible. Thanks Michael

Michael and his team were spot on! Smooth easy to deal with from start to finish in under 30 days we closed. My wife and I would highly recommendChoice Mortgage Bank. If you need a mortgage or a refinance make the call we did. Thank You Michael

I just closed my second transaction in two weeks with Choice Mortgage Bank. As a title attorney, I work with a lot of lenders. I am very impressed by CMBs professionalism, customer service, and ability to process loans timely. Michael Greenwood provides great service and keeps all parties updated throughout the entire process. Highly recommend.

They provided excellent service with great rates!!!

Michael is incredible. He helped buy my first home and then refinance it. Always transparent, best rates, and always available to answer questions. I wouldn’t go to anyone else! Thanks Michael and team!

Michael Kodsi and his team of professionals did an outstanding job, from first contact to closing.

I believe our first time buying a house was challenging duo to the many people that are buying houses with cash.Emmanuel explained everything in detail since the beginning and made our first purchasing experience easy. From the lending point of view.If you can get Team Swanson from Keller Williams and Emmanuel to work togather; belief me, you are setting yourself for success.Thank you for working with us.You really are great sir!

Very happy with the work of Choice Mortgage. Easy to work!!

Thank you Michael and the team of Choice Mortgage for a good experience for us in the process to buying our house