Where do I begin ?.. As a first time at Home Buyer, not only was this a learning step but also a stressful one as it took me almost a year to find my home. Josh is heaven sent! He handled everything efficiently, professionally, and always had a willingness to explain everything throughout the process. It felt great to know that I can trust Josh to give me the best rate and best advice as he is extremely knowledgeable in the loan/ purchasing process. After almost one year, I finally purchased home.. thank you Josh for making the difference. If you want a great loan with an amazing loan officer who makes you feel at ease with his knowledge, and great customer service try Bayburg.

I had an excellent experience with BayBurg Financial the entire staff was very helpful and friendly. Adam did an outstanding job in helping me with the process every step of the way and his vast knowledge and lengthy experience was impeccable. As a first home buyer I would recommend them to anyone hands down. They make your dream a reality no matter how unreachable it seems.

Definitely a pleasure working with Adam Bayer and his team who always exceed my expectations! You can tell they care and truly feel an urgency when it comes to getting to the closing table! I am proud to recommend BayBurg Financial for every mortgage need.

I couldnt believe I couldnt get a loan this easy,and all done.If your looking for a loan you have got to try Adam with BayBurg Financial, its no hassel and he helps you every step of the way. Adam is honest and proactive with everything. I couldnt believe it was that easy and fast.

The professionals at BayBurg were simply outstanding. The process of purchasing a home can be daunting and stressful however BayBurg remained supportive, insightful and honest the entire time. My wife an I were treated like family and were blessed to have them on our side.Thanks again!

I have had the pleasure of working with the BayBurg Team and would recommend their service to all my friends and family! They truly care about their clients needs and love handing them the key to their dream home!

The mortgage went through fairly smooth and there were minor complications, as with every transaction. However, when the closing agent badmouths to the Seller and purposely speaks bad about the realtor saying they are a bad realtor, and claims that the Seller was not properly represented, it is not professional. Everyone handles transactons differently and in accordance to their Sellers preferences. Ultimately, my Seller received what he wanted and the Buyer was happy. The only unhappy person was the closing agent that had to do a little extra work to get a payoff letter. How unprofessional. I suggest using another title company and not the in house one....unless your deal is perfect. Realtors do much more than just talk to a closing agent.

I tried to work with Adam Bayer at this agency and the experience was awful and grossly unprofessional. As various stages of working together over the course of approximately 3 months Adam encouraged me to settle debts which had no affect on my credit, provided me with inaccurate information regarding my score, pulled my credit SIX times and repeatedly questioned not only THAT I was using an attorney to handle the process but even questioned how much I was paying her. Once I found a more professional and competent individual to work with, her exact words to me were, He obviously had no idea what he was doing. Im very sorry you had to go through that experience. She then proceeded to secure a loan in the exact amount that Adam couldnt, at the same rate. and in a timely fashion. Im could not be more disappointed with the services, or lack thereof, provided through Bayberg FInancial and Adam Bayer specifically.

Smooth and very detail oriented transaction and business. very professional representative. (Mark Mack)

Love Bayburg Financial and all their staff! Especially Josh Spraul and his team of super women!! Made the whole process smooth and as stress free as possible! Even jumped in and helped me out when my previous mortgage company was giving us issues in obtaining necessary documentation! Would highly recommend Bayburg to everyone I come in contact with!!

My experience with Bayburg Financial and Joshua Spraul, has bee superb, absolutely professionalism, cares and always try to the best possible, and get things done, no matter how difficult it may be.

As our first time at Home Purchase what a great, thourough and painless process this was. You guys worked so efficiantly with no problems whatsoever. The professional manner and timelyness displayed is remarkable and I would definitely recommend anyone to use Bayburg Financial. Great job!!!!! We were lucky to align ourselves with you. Many thanks again

Bayburg Financial made our dream of owing our own home come true . Steve Adams & his team put forth a tremendous effort & worked diligently with a high degree of professionalism . My husband is a Vietnam Veteran & Bayburg went thre extra mile & were positive, encouraging and gave us hope. Thank you very much Bayburg Financial! You Rock! We highly recommend you & your team!

Words really cant even describe how thrilled I am. I was told by multiple brokers that the loan could not be done. I was told that it was near impossible due to my previous divorce, ect. Joshua and the team at Bayburg not only tried, they ultimately did it and they stuck through it every step of the way. Always following up, keeping me updated and keeping on top of things. I was honest with them about the entire situation and they were honest with me AND the bank! Due to the honesty on both sides, we were able to to do the loan and I moved into my dream home on July 16th. My boys and I love it and I am forever grateful to the team at Bayburg. Special thank you to Joshua Spraul who helped make it all happen. I am about to make my first mortgage payment and I could not be more thrilled to write that check! THANK YOU from the bottom of my heart!

I began my mortage seeking experience with Quicken Loans. With what seemed to be the right choice in the beginning, mid way through the process I started to doubt myself. Because of this I sought out another company and with many to choose from I finally found my way to Bayburg. After my first meeting with Adam at Bayburg, with his knowlege of the industry and understanding of what I was going through else where, I knew this was the right company to work with. I have just recently moving back to the States and have no knowledge of the home mortage process and without Adams advice during this journey I clearly see now I would have not made the best choices. If and when I decide to move I will be in touch with Bayburg.

I received an excellent service, best interest rate, a program that fits my family needs, professional and always available staff.

Working with Bayburg is fantastic! They are professional, reliable and proficient.

Steve the man