I waited for a year or so to write a review so that I could be more genuine. Luke has been great to work with--he actually calls me a couple times a year to check in and review my policies and make sure we are in good shape insurance-wise. Farm Bureau had the best rates when we switched, and they are great to deal with when you have a claim. Whether you are needing new coverage or just want to keep your current insurance person honest, Luke can help!