Warning, never use any negotiation company for any simple credit card debt. The promise of 36 months and 50% savings is a far cry from what this negotiator has done. I stopped payments at 36 months. According to them, they negotiated for another 10 months, With my potential final savings of 27%. The brochure says money back anytime, which is exactly what I did as soon as I felt wronged. You can work directly with the credit card company and do it yourself. Personal experience has shown direct dealing with a credit card company was 24 months or less and a savings of well more than 50%. Thankfully they are faster at trying to respond to negative criticism than they are to doing what they say.One more note to add. They sent a contract for me to sign and I refused to sign it. They went ahead and took their money. According to my local attorney they breached the contract.

DNS has assisted me with lowering my student loans to a manageable level and are actively ensuring that my needs are met going forward. Keeping predatory loaning institutions at bay and making sure that I’m equipped with the know-how to increase my financial knowledge and sensibility, has helped me tremendously. Highly recommend this company and all the tireless work they do to anyone in a similar situation- Could not be more satisfied!

We signed up for a 3 year program very nervous about the process but they made us feel at ease from the start. It was like a weight lifted off us every time they settled. We just received the remainder of our funds from them after the final settlement and had dinner out to celebrate our graduation. Thanks to the DNS team for everything.

SO, YOU GUYS TOLD MY BROTHER HE CANT HAVE HIS 2K BACK OUT OF THE ESCROW ACCOUNT. THAT IT IS YOUR POLICY?????? *response to their response* No, I wont take it down bc again, my brother will be calling again. He can come on here and explain his self so Im not giving his information out. He said he spoke to Maria Gonzales and she said due to your guys policy the 2,000.00 he has built up is not returnable???? Dont worry he will be calling again, and we will see, if you guys make it right then sure I will remove it! If you dont I will be right back on here to give an update!

We are grateful for the service DNS provided us to settle our debts. They answered our questions and made us feel better. Bless you all!

Working with DNS’ thoughtful, responsive, and fast-acting team really made the difference in my family’s as well as my own ability to resolve mortgage-based debt issues we’ve been dreading over the past few years. From start to finish, we’ve had nothing but great experiences with this company and all those involved in working to resolve our debt issues. I’ll be forwarding their information to friends and family who are having similar issues!

We had very poor service from the beginning. The process end up costing a lot more than predicted. Emails were not answered timely. Many errors on their part that they would not correct. Fees charged to us due to their errors. Their fees were always taken out first. Continually asking you to raise your payment. Never so glad to be done with them.

I enrolled in a debt negotiation program with DNS in late December of 2018 – it was a difficult decision but something I had to do. I dealt with Yesli Padilla of DNS throughout these negotiations and her professionalism was a constant encouragement toward keeping my eyes fixed on the eventual completion of the program. As of the end of March of 2021 I completed the DNS program – 27 months of dipping FICO Scores – but the eventual outcome was worth the effort – already, as of May 2021, my FICO’s have recovered into the 700’s and I anticipate recovery into the 800’s toward the end of 2021. Debt Reduction Negotiation may not be the right path for everyone but it worked for me. I highly recommend DNS should you decide you have to negotiate your debt reduction.

Debt Negotiation Services have been a wonderful help and a real lifesaver. I was out of college and needed help with my 20k dollars of credit card debt. After dodging collector calls for a while, I knew I had to find help. I called several other settlement companies but after speaking with DNS I felt comfortable with my decision. Their staff are so nice, very knowledgeable and always took the time to answer all of my questions. I knew I made the right decision when DNS settled my first card for a fraction of what I owed and I immediately felt as if a huge burden was starting to lift. Thanks to the team at DNS I am now debt-free, I can finally stop renting and invest in my first home. Thanks guys!

From the time of enrollment, to the completion of settlement, DNS provided a service no other company has. They walked us through the entire program with such care and professionalism. We will continue to recommend them to our family and friends.

Super helpful and answered all the questions I had. Definitely recommend to everyone and anyone. Now Im debt free. An amazing experience working with them!

The worst company i have ever dealt with in the past. The executives that work in this company i have dealt with are the worst i have ever seen. I am in touch with the more authorities to track these guys down. And so far we have found out that these are located in Gurugram in India near New Delhi. And i am gonna come down to India and file a case against them for cheating as well as the fraud that these guys are doing with the innocents and stealing there money out of there accounts. Now when they will see this review they will tell that i have never been with them or dealt with them. But i am gonna Hunt these people down.

DNS was very professional and always there when I had questions to be answered. Very positive experience, and now I am out of debt. Thank you DNS!

Debt Negotiation Services was the best thing that ever happened to me. I was struggling after college & between jobs to keep paying my credit card debt. When I found myself I couldnt keep up anymore. I signed up Debt Negotiation Services, and they helped me within 2 yrs I was debt free. I was able to get back on track and regain my credit once again. Highly recommend DNS.

DNS: Debt Negotiation Services got through a very tough time in my life. They were very professional and compassionate. I would highly recommend them to anyone.

Im looking for a company to help me with consolidating my cc and things on collections, I always read reviews. This company has more bad reviews then good so Ill pass on them.

Along with a few of my friends and family, Ive been through DNSs program and found it really helpful, to the point where I know I never could have gotten out of debt without them.

They lied about the whole negotiation process none of their figures turned out at the end after 4 years still owe $28,000 to credit cards and all they did was make a lot of money very bad company to deal with. Not sure why the federal government has not stopped them from stealing peoples money yet

Fraudulently withdrew money (over $10k) from our bank account using fraudulent checks without written approval per contract. I am filing a police report, BBB, and taking all legal actions needed to keep others from being victims.15 Aug 16: they continue to try to steal money from a closed account.

These guys are scammers