My story begins with trying to keep up with the payments for one hundred and four thousand of combined credit card debt was a complete nightmare with a reduction of my income. Bankruptcy was not an option for me because of my income and investments, and it was not the way I was raised. To try to keep up with my payments, I kept draining and draining my retirement and threw away tens of thousands to the interest payments that did absolutely nothing to decrease my credit card balances. I learned about Affordable Debt Consolidation, and I have many wonderful things I can go on with this agency. During my consultation, they presented explained four different ways they could help me with my debt, and I went with the reduction program since I needed to eliminate my debt as fast as I could and rebuild my credit since I was already falling behind with some paying some of my creditors. This company asked if I would share my thoughts, and I want to point out they did exactly what they said they would and have reduced my debts to less than half of what I owed with the majority of my creditors. My reductions were actually quite a bit more than they initially quoted me. It is hard to describe the feeling of no longer having this burden to contend with day-to-day. The insomnia I dealt with almost every night from the stress this debt caused me is gone. Don’t let the stress of debt ruin your life like it was mine. If your situation is anything like mine was, then I am confident this company will provide you the relief you need.

Between several of my family members getting COVID and taking a reduction of my income, I didn’t know where to turn when I was falling behing making payments with 83K of credit card debts and a large Sofi loan that I had previously used to pay off some of the high rate credit cards. I researched the internet and tried a few companies but decided on the affordable consolidation program to reduce my debts. This company has been absolutely wonderful and its nice that when I call in they know who I am instead of just being a number in the computer. I am amazed at how much they have already negotiated down some of my balances. Having an office in Austin also gave me additional comfort with this company that the other companies I called could not offer. I very much recommend them if you need help with large debt.

My first house didn’t even cost $126,000 but that is how much credit card debt I enrolled into this program after suffering an income reduction. The debt hovered around $80,000 for a few years but after losing part of our income, we used the credit cards to help with living expenses and our sons insurance co-pays. We enrolled in the Affordable Debt Consolidation program right before we could no longer make the full credit card payments and have been paying off the accounts over the course of a 4 year program. Once we are done we are staying away from all credit cards except one for emergencies that will be paid off every month. I have had zero issues with this service so I highly recommend it to others.

After losing a good percentage of our household income and draining all of our savings to pay debts so we called a few places for help. We felt that none of the places we found had the very detailed knowledge and professionalism as this company. The others were also located outside of Texas and we really wanted a company we can trust to help us with our 116K in personal loans and credit cards. Affordable quickly stopped collection calls and we are able to afford their program as it costs only about one third compared to minimum payments. Call them if you need help with debt. They are honest and they care about your situation.

All the other companies just tried to sell me on a program that I did not want. Affordable didn’t sell, they explained the difference and let me decide. That is how I like to do business so just like I told your staff, thank you again for not being like all the others and for really helping me when I needed it.

I called a couple companies I found online but they were in California and Florida. Affordable Debt is in Texas and they cost less than then other companies I called. With one that I called I couldnt even understand their fees and I could never get a straight answer. Affordable was very clear about their programs and they put me on a debt relief plan that is saving me about $300 every month. Thank you so much for all your help!