Richard and his staff are very professional and knowledgeable. They made the bankruptcy process seamless and very easy for us especially during Covid when we couldn’t see anyone in person. Richard handled all of our issues and was very responsive when we had questions. Richard knows the laws and we felt very confident he had our best interests in mind. At a time when things were very uncertain and stressful, Richard made us feel at ease going through the whole process. From first meeting to finish it was a smooth process. We would recommend Richard to anyone who needs a bankruptcy attorney who really knows his stuff.

I was in a very tough situation with cancer and not being able to work. I came to the decision nervously that I had to file bankruptcy because I would never ever catch up between hospitals Bills, credit cards and certain Bills I wouldnt be able to catch up in a lifetime. From the very start Richard and Trudy were very kind, understanding, professional and always super responsive. They mad a very tough decision and tough situation so very painless. There fees were so good (not what I expected) and entire communication were exactly as they explained and Trudy emailed me daily and kept me in the know of absolutely everything. She responded everytime within less than a hour and most the times immediately. Again for something I hated that I had to do they were fed fantastic all the way around with good fees, excellent communication and really they handled everything making it so easy on me and I cant thank them enough! If you are in tough situation needing bankruptcy help I give them 5 stars and cannot recommend them enough, they are absolutely wonderful people and great to work with. Thank you cape fear debt relief (Richard and Trudy) so much for what you did for me!!! Ben Johnson

Richard and his staff are angels in disguise. When my husband and I found ourselves drowning in medical debt he made us feel like we were able to see light at the end of the tunnel and took the time to answer all our questions, some we didnt know to ask. I would highly recommend him to anyone looking at bankruptcy.

AWESOME experience! After meeting another Wilmington bankruptcy attorney by phone after seeing his ad for a book about bankruptcy, I just didnt trust his cookie cutter recommendation when I received his court paperwork in the mail. I felt I needed a second opinion and SO GLAD I got one! As it turns out, the cookie cutter recommendation from the other firm was not the right solution for my situation at all.I found Richard Cook/Cape Fear Debt Relief through a Google search. I met with him at his office and I felt comfortable the minute we sat down. If you need a bankruptcy attorney let me save you the search time and guesswork... Richard and his paralegal Trudy are easy to talk to, knowledgeable, efficient, and nonjudgmental. If you want a true bankruptcy expert hire Richard Cook and dont be embarrassed about your financial trouble- get help! This firm is wonderful!

Awesome attorney who is very down to earth and truly cares about his clients! We were referred by friends who had used him for their bankruptcy about a year ago.His staff is always on top of everything. Whenever I call they are able to answer all of my questions. I would HIGHLY recommend this firm to anyone who can not sleep at night because of their overwhelming financial problems.

Mr. Cook and Stacy made everything so easy from start to finish! They are quick to respond and truly make you feel at ease with the process. I would recommend them to anyone.

Ive been very frustrated with the services each week something new keeps happening that I need to submit. It would be really nice if the office staff was more organize and can tell me everything they need upfront. The services were better when I filed my chapter 13 they gave me a big booklet of everything I needed to do. Hopefully after I finish this class and paperwork nothing else pops up. Richard Cook is a great lawyer just wish his staff was more organize. Spamming me every week with something new is definitely stressful. Please give clients a list of everything the trustee needs moving forward.

I filed a chapter 7 case with this office. It was a great experience in an otherwise awful time in my life. Not sure on a previous review saying his staff asked for things, as a lot of items are required to file, but I knew that. I think the staff is great, I have recommended this firm to others who are finding themselves in a crisis due to our current pandemic.

I was in a terrible place emotionally, I had made many financial mistakes and with Hurricane Florence, that really seemed to frost the cake.I didn’t know what to do, but a friend recommended I call Cape Fear Debt Relief and speak with Mr. Cook.I was embarrassed.. but he and his team soon put my fears to rest and assured me they could help. I was so relieved, and I was finally able to sleep at night without worry.Every visit was a pleasure, I was treated respectfully and all my questions at any time were answered.If you are in a similar situation don’t wait.Call and speak with Mr. Cook.

Richard and all his staff are 1 such a pleasure to work with considering the reason you need to hire them. They make the whole process a little more bearable and help to take the burden off of you. They are quick to respond regardless of the millions of questions you ask them and always warm and friendly. If you find yourself in this situation, I highly recommend Cape Fear Debt Relief.

Id recommend him if his services are needed. Very detailed and got the job done. Had an issue with one debt that still showed open account on credit after discharge. He helped see that was taken care of and finally have the fresh start my family needed.

I was facing a huge debt and was considering bankruptcy. I spoke to Richard and within 2 weeks, he had contacted the attorneys for the creditor and negotiated an amazing settlement. I didnt even have to file bankruptcy, and his fee wasnt even a fraction of the amount of money he saved me. But most importantly, no more anxiety-filled days or sleepless nights. I feel like I got my life back. Thank you Richard!

I recently met with Richard Cook for a free consultation to discuss my financial concerns. He was extremely easy to talk to, friendly and helpful, and took the time to really listen to me. After meeting with him, he actually said I did not need to file bankruptcy and provided me with some other tips and suggestions for my personal financial situation. If you are under financial stress or concerned about debt, I highly recommend scheduling a consultation with Richard at Cape Fear Debt Relief! You will be so glad you did!

Spoke with Richard Cook today about financial responsibilities and options I may have. He was very attentive and listen to my situation and offered me options as well as legal procedures that may be offered in my situation. It was a pleasure to talk with him as he made me feel at ease. Highly recommend him to anyone who may need some guidance with financially instability...there are options, and he will definitely let you know what they are. Thanks Richard!

Fantastic lawyer. Hands down one of the best legal minds in Wilmington. Anything bankruptcy related, he needs to be on your team.

Mr. Cook assisted us with our bankruptcy in 2012. He was extremely thorough, intelligent and helpful. For us, it seemed like the darkest of times and we felt overwhelmed, but he made it much easier and provided us with the relief we were seeking.

My husband and I filed a Chapter 7 bankruptcy through Mr. Cook in June of 2014, discharged in October 2014. Multiple bill collectors are still trying to collect from us although they were included on our bankruptcy as well as a home loan. We disputed with the banks/ collections and were given written notice that they do not accept our discharges and never received documents from any attorney nor the NC court. Mr. Cook has dodged our calls for months regarding these issues and even after I mailed the documents to him, he had his secretary tell me there was nothing he could do. He still refuses to speak to us but he sure accepted our money. I just left my 11th message for Mr. Cook since January 2016 and if I do not receive resolution will be seeking legal elsewhere to enforce this man to honor what we paid for. At this point I would advise you proceed with caution if thinking about hiring.

Easy to work with and explains everything in an easy to understand manner. Have recommended many people to Richard since helping me in 2011.