Phena is an excellent agent. She is very professional and provides quick responses. She reviewed all details with me and gave beneficial suggestions. Very pleasant to speak with and follows up to ensure I have all the information regarding my policies.

Phena at Thousand Oaks Insurance Agency was a joy to work with. She made the entire process of finding the best coverage for our home and vehicles a breeze. She was responsive, professional, and took the time to clearly explain the multitude of coverage options available. Highly recommended!

It is always a pleasure working with Thousand Oaks Insurance Agency. Being able to work with the staff at Thousand Oaks Insurance Agency is the way business was done in the past with a personal touch and commitment to serve.

Phena Demyon made our search for new homeowners & auto insurance a breeze! We had a quote within minutes & she has been nothing short of exemplary ever since.

Phena helped me find new car insurance. She was very quick to respond and answered all and any questions I had. I would recommend her and Thousand Oaks insurance agency to others!

I love that they represent a wide variety of carriers and John was extremely responsive. I feel good about moving forward with my home and auto insurance. It did not hurt they were endorsed by Dave Ramsey.

The entire experience was top level and professional. John was very patient, answered all my questions accurately and returned all my calls in a timely manner. And best of all was able to lower my entire home and auto package by $1500.

Phena was great. She was professional all the time..I took forever to respond multiple times and she stayed professional...she saved me a lot of money on mu insurance and coverage was better.

Phena was great! Knowledgeable, responsive, and flexible! I look forward to a long term relationship with Thousand Oaks Insurance Agency!

Theyre very good and professional!

Phena was very professional and explained in detail every single point..

Pat & Patty have been fantastic to work with. Never pushy and always searching for the best value for us. We always get fast replies to any request. Their recommendations were a life saver through the fires; we were fully protected where so many of our friends were met with claim denials through their carriers. I highly recommend Pat, Patty & the Thousand Oaks Insurance Agency.

Great service, great rates! What’s not to love? Even the music when I get your recording puts me at ease. ❤️Phena saved us about lots on our homeowners insurance and helped us with fire coverage when others couldnt. She also is so responsive, calls back immediately with any call... never thought Id write a review for an insurance agent, but here I am. Phena is the best.

TO Insurance Agency came highly recommended by Dave Ramsey CO. They responded immediately to our quote request, and all other correspondence. They gave us quotes on other insurance rates and were honest and helpful. When I have had questions, their response it always helpful and they just want to make life easy and secure for you.

As a new business owner, learning about business insurance is completely new to me. Phena and the team at Thousand Oaks have made the process very understandable and easy to navigate. Phena is incredibly responsive on both email and phone and gets answers to all my questions. And I have many! Great, local insurance agency for any small business.

Excellent agency and a pleasure to do business with. Quickly handled every question regarding my various insurance needs with the utmost professionalism and knowledge. All paperwork done timely and explained in detail. Will 100% recommend to anyone looking for an agent. Thank you to John and TOIA for all of your help and services!

We were impressed with Phena Demyon’s knowledge of the home, auto and umbrella policy forms to fit our specific needs and desire to self-insurance the smaller dollar value losses. Phena took the time to answer each of our detailed questions and made sure we were satisfied with the proposed coverages prior to binding.

Phena was very helpful and answered all of my questions.

I have worked with John and his team for various types of insurance over the years, their support, service, and attention to customer detail are top notch!

I am working with John Knowd at Thousand Oaks Insurance Agency to find affordable auto and home insurance policies. John is really knowledgeable and has saved us a lot of money on policy premiums compared to what we were paying previously. Even better, John is always responsive, helpful and super nice. Should have reached out to TO Insurance earlier!

Contacted John because he was a recommended Dave Ramsey advisor. He was very easy to get in contact with the entire time, and he found us some outstanding deals on several different types of insurance. Very glad we worked with John...should have done it sooner! Thank you.

Both Pat and Phena proactively gave me extra information on the types of insurance I was seeking, and in other areas relating to this insurance. My past broker never taught, only responded reactively. Several times we learned too late that we didnt have coverage for things we needed, or DID have coverage for things we didnt need. The previous broker left it up to us to figure out what we did or didnt need, which defeats the whole point of paying for a broker/insurance consultant. Very glad I Found Pat and Phena, so much more peace of mind now, both for my business and on my personal side.

John and the staff at Thousand Oaks Insurance helped me out when I decided to quote my auto & homeowners Insurance. I had specific wants and needs and they were able to take care of all of them.

It was a real pleasure working with Thousand Oaks Insurance Agency. As we all know, we have many choices to choose from to meet our various insurance needs. We decided on Thousand Oaks Insurance mostly because we received great service from Phena. She was very forthright, knowledgeable and transparent throughout our conversations. Her follow up and follow through were excellent. Highly recommend!Brian Hammel

TO Insurance Agency has been great to work with. They have provided very competitve rates as well as excellent personal customer service. Highly recommend

I was initially steered towards this insurance company through the Dave Ramsey website. Phena was very attentive to the needs of my vehicle and home insurance. She was very prompt in responding to all of my questions and helped me lower the cost of my vehicle and home insurance. Thank you Phena.

I love working with Phena, and the rest of the team. very professional! never have a problem with them at all!!! would recommend and Have to many people!!!

I am very pleased that Phena Demyon is my new insurance agent. The last time I encountered such a high caliber insurance agent was ~50+ years ago. This was my families insurance agent. Both spent a little extra time in order to do an A+ job.

John and Pat do a great job. They are professional, fast with response time and save you money. They always look out for their clients best interest!

I have nothing to complain about with Thousand Oaks Insurance Agency. They respond right away to any questions I have. We had a complicated claim for our Airstream trailer and they worked with us all the way and we got the trailer repaired with no problems.

Pat has served as my insurance broker for nearly 15 years and I wholeheartedly recommend him for his responsiveness, thoroughness, and willingness to recommend the coverage options that best meets my needs

Phena is helpful, responsive, and offers great customer service. I do appreciate that. I recommend Thousand Oaks Insurance Agency. Keep up the great work!

Pat, you and youre team are always very nice and prompt to answer to any question or concern, everything is made simple and at a great pricing:-)

Beyond helpful! Excellent service! Phena happened to be the one who helped me out. She did everything quick, fast, and was straight to the point when helping me out. I would really recommend this place for ALL drivers looking for great insurance.

Quick turnaround on our questions, and we really liked the online presentation. Highly responsive to my many questions.

Phena is amazing and always available to help! This company is very competitive and has always gotten me the best rates.

Phena Demyon is amazing and so easy to work with. She is very responsive, trustworthy, and knowledgable. I trust her and really appreciate all that she does for all my insurance needs.

They go the extra effort to give you the best possible price. I have not had any complaints about them!

Very helpful and easy to work with!! Thanks for your help!!!

Easy to do business with and annually checks your rates to be sure you are getting the best deal for your needs.

Travelers Insurance is a great company to work with. They are always kind & efficient. I would definitely recommend them to anyone seeking out a new trusting insurance company!

Everthing seems to be pretty good. We have a few changes to our family policies going on now.

Lets just start with the fact that this agency is functioning at the highest level of modern communication. I submitted my prior policies via their easy to use website in the evening and heard back from them the very next day. After a short, super friendly, informative chat with Phena, i received her recommendations via a video presentation!! So easy to understand and she clearly knew how I needed to be insured. She upgraded my policies with important coverage I was lacking AND came in under. Listen, I am a loyal consumer. If youre good to me, I will stay forever and I think I found my forever agent. THANK YOU!

We were recommended to Thousand Oaks by our close friend, and Phenas service has been exceptional. She thoroughly answered all of our questions and made the transition so easy! Not to mention, she helped us pick a package that saved us great amount in our auto & home insurance. I would highly recommend Thousand Oaks to anyone else thats looking for new insurance for competitive price and great service!

Phena has been a pleasure to work with. She is prompt, professional and ensures the client is happy.

I was referred by a dear friend so I knew I was in good hands. This is absolutely my best experience dealing with insurance agents who treat you more like family.

Phena and Thousand Oaks insurance have been extremely helpful with our home and auto insurance. Her quick responses; professional and knowledgeable experience made everything go smoothly and on time. We recommend them highly.

Phena helped me select a suitable package for my insurance needs at a competitive rate. She explained the options very thoroughly. She is very responsive, handled all the details, made the process very easy, and completed everything quickly. I highly recommend Thousand Oaks Insurance Agency. Their service is excellent!

Excellent communication and fast, efficient customer service!

Pat and Patty are the best.We are very happy to have them as our insurance professionals.Great job guys. Thank you

They are the best insurance agent I have ever had

Phena was the best! From start to finish she was patient and clear on every step that needed to be done.Moved from out-of-state, it was such a relief to find a great support throughout our moving process.

Mr Pat Knowd was the most wonderful agent we worked with. He got us the best possible insurance and worked closely with us to address all of our concerns. I highly recommend him.

Thank you for all of your help with my insurance needs. You were able to place me with a reputable company that could provide me with suitable insurance for a reasonable price. Phena made the process very easy and was very pleasant to work with. I would be happy to recommend you i the future.

All my interactions with Thousand Oaks Insurance Agency have been professional. courteous, and informative. I enjoy doing business with them. I highly recommend them.

Working in the insurance industry myself, I’m fully appreciative of how competitive the industry is and how rates can often change from the insurance companies, and often in increments that can be startling to the customers. I have been working with Thousand Oaks Insurance Agency, and Phena for 3 years now and the service and professionalism that Phena provides is top notch. She truly advocates for your best interest, is proactive and responsive to your questions and doesn’t hesitate to help you find the solution that best fits your needs. Phena and Thousand Oaks Insurance Agency provides an excellent service and will go to bat for you to fulfill your insurance needs.

Thousand Oaks insurance agency has served us with care and quickness over the last three years. Every need or question has been responded to quickly, even when I send emails in the middle of the night. If you are looking for knowledgeable and personable insurance agents, I highly recommend Pat Knowd and his team.

Pat Knowd has been servicing my insurance needs for more than a decade. Without exception, hes provided responsive service and competitive rates. I have referred many of my friends, family, and clients to his agency enthusiastically.

I believe in working with people that I like and that care about me and giving me the best product. Thousand Oaks insurance agency didn’t ask why I needed it the coverage I needed they just made it happen and my policy was in hand within hours. I’d recommend them over and over again.

AMAZING experience !!!Phena has the patience of an Angel !!! 😇Cost & Coverage are GREAT !!!Definitely Dave Ramsey caliber. 😉

Pat & his team at Thousand Oaks Insurance Agency do a great job helping small, family owned businesses like ours, find the right insurance for their needs. They can shop multiple insurance companies to save us money. They are also great with customer service if we ever have a question!

Very responsive, courteous and professional. Would recommend to friends and family for their insurance needs. TO Insurancy Agency has earned my business for the past 4 years offering great service meeting my family’s insurance needs.

Thousand Oaks Insurance Agency is terrific! Pat is my agent and has been nothing less than stellar. From the inception of my policies, he made everything smooth sailing and handled all the details. He is very knowledgeable and helpful in every way. A friend recommended Pat and Thousand Oaks Agency and I will return the favor to my friends and family.

Phena helped me choose a suitable package for my insurance needs. She explained the options very thoroughly. Phena handled all the details to my insurance needs quickly and made the process very easy. I recommend Thousand Oaks Insurance Agency to anyone looking to save.

Thousand Oaks Insurance Agency provided first rate service and made the task of finding home and car insurance a pleasant experience. They were very thorough in showing me all of my options and found the best rates and best coverage to fit my needs. Phena Demyon, my advisor, was professional, helpful, friendly and explained all my options in a precise manner.I highly recommend them.

Thousand Oaks insurance agency was great — they worked around my busy schedule to make sure that I could get insurance on time!

Pat Knowd provided exceptional insurance services to my family. He is professional and dedicated to providing great customer service. I highly recommend Pat and Thousand Oaks Insurance.

Great customer service. Phena continually followed up and was readily available to answer any questions.

Excellent service and very efficient.

All of our insurance needs are covered with 1 call to Pat Knowd. He has taken care of us for our properties in Idaho, Arizona & California. One call and we are covered on auto, homeowners & umbrella policies with comprehensive policies at competitive rates. We highly recommend Pat for all insurance needs!

Phena has been prompt and courteous. Very simple process, all online!

I’d recommend TO insurance agency. Phena was friendly, quick, and attentive in getting us a great insurance deal.

I always get quick answers and helpful information about my insurance questions. As a Dos Vientos condo owner, I obtained valuable information about the insurance that I needed to rent the unit. Pat and his staff were quick to provide the information and insurance that I needed.

Great service, competitive prices with the best value. Pat and his team are on top of policies, customer service, answering questions and meeting needs.

Very easy process and saved me thousands of dollars for auto and homeowners policies!

Phena was incredible in my search for a new insurance carrier and team. After years with our old provider, I leaned on Dave Ramseys advice to find a local Trusted Advisor and that is what I found in Phena. We worked through scenarios to land at a policy for our vehicles and rented condo that fit our budget and our insurance coverage needs. She pointed out our need for higher limits still within budget. We are very grateful for Phena and teams steady hand and insurance expertise.

We worked with Phena at Thousand Oaks Insurance and she was so helpful, great customer service, and really watched out for our needs! Would recommend if you want expert help and to save money!

Pat and his team do a fantastic job of making the insurance process as easy and convenient as possible. I highly recommend this agency!

Thousand Oaks Insurance Agency saves me time and money! Great agency to work with.

I love the constant contact that makes me feel like I have nothing to worry about because youre on top of it all!

Thousand Oaks insurance Agency gos beyond traditional Insurance agencies service. I particularly I am pleased with their policy to re shop my insurance needs on a yearly basis, which insures I get the best service at the best price.

We’ve known and worked with Patrick Knowd for many years and have always been very satisfied.

We had a great experience dealing with Thousand Oaks Insurance Agency and Pat Knowd.We found the rates to be competitive and the service friendly and professional.My husband and I highly recommend them.

So easy to work with and very responsive!

Really like working with Pat, very patient with us as we are new to the area.

Great service! ver satisfied.

Pat has helped out in so many different situations and is great to work with!

Excellent and prompt service. Highly recommended

Great people and easy to deal with!

I have worked with Pat and Thousand Oaks Insurance on my home, auto and umbrella policies for a few years now and I am very pleased wwith the service they provide. The rates, coverafge and follow through are top notch so I highly recommend.

Patty provided all the answers with excellent service.

Pat was a pleasure to deal with. Hes my new Go To Guy for insurance.

Excellent services every single time!

Pat is always on the lookout for us across home, earthquake and auto insurance; always one step ahead of us! Just what we want from an insurance agent.Brian & Jeanne OHanlon

Responsive, Well-informed, Honest, Local.

Great service and efficiency

Always quick, easy and friendly