YMA and Master’s Credit has gotten me on my way to financial freedom. I started with Joe back in 2019. We made initial contact, and went over the plan to get me where I am today. When Joe and I first talked I had a couple dings on my credit. Master’s credit team went to work immediately. During the time that they were working on my credit Joe stayed in touch and helped with the planning of the business. Not only did he help with planning, but he also put me in touch with some great people who were able to offer advice, and help avoid making mistakes. We went on to get funded through YMA, and recently started a trucking company! Joe kept in contact afterwards to make sure we were on the right track. And pushed us towards our goals! My overall experience with Master’s Credit and YMA were unremarkable. I recommend anyone with an idea, and ambition to achieve their goals, to give these guise a go!

Joseph, Rebecca, McKayla and team are genuinely working with their clients to help change lives!I have worked with the team to both strengthen my personal credit and build business credit.Their professionalism is second to none and the program details are clearly communicated.My experience with Joseph and the YMA Wealth Management team has been amazing!!

Future Homeowner: Im Pre-Approved!!!Hello Team!I will be pausing my file as I am officially in the process of buying a home!!! I applied to several lenders yesterday, and received my first pre-qualification letter today for $230K. Not bad for a single mom of 4 kids, who had bad credit not too long ago. I just want to say I cannot thank you all enough for getting me to this point. I will definitely start back again after getting my keys to my home as I will have a few items I still want to work on removing. However, we have officially accomplished one of the two goal I set out to accomplish when I first started with you all: 1) Refinance my car to a lower rate 2) Purchase my first home.With this pre-qualification letter (one of many to come in, which will give me options to select the best rate and terms), I finally see that all the hard work and dedication was well worth it! Please keep me in prayers as I complete this process.Warmest regards,Nikki