Richard and his wonderful staff helped us deal with an enormous amount of debt, and I mean enormous. We also had multiple accounts that we needed help with. Richard was amazing at calming our fears and easing our stress, always knowing what to say and giving clear and concrete solutions that were reasonable and manageable. His staff worked diligently in trying to get us settlement offers and making sure everything went smoothly. They were knowledgeable, transparent, responsive, supportive, and seemed to genuinely care about helping us. I cant imagine how stressful it would have been to deal with all the creditors ourselves. If you are struggling with debt in any way, do not hesitate to give them a call. They are totally worth it. We will always be grateful for their help.

Let me start by saying Richard and his team are super awesome. On the initial call - Richard listens to the situation without any judgement and tells openly if the issue can be resolved or not. Once he commits, you can be assured its been taken care of. Richard (and his team) provide timely updates and detailed explanation of what could be coming. This gives a clear idea what the actual issue is. During the phone calls with Richard (and team), I could sense the amount of incredible work that went through. Though the total time it took to resolve my issue was longer (no mistakes of Roundleaf though), I know how much of background work has gone through by his team. Richard and his team are super-talented and I am super impressed with the final result. I would definitely recommend Roundleaf for anyone.

IT WORKS!!!!!!! RoundLeaf San Jose with Richard and all their client support team helped me erase credit card and loan debt I thought back in March 2019 was impossible. I had a total of over 7 accounts of debt each ranging from $2k to even a loan of $18k and RoundLeaf helped me CLEAR my debt at my own pace with their structured program .Today I was informed of how I cleared all my debt and I have never felt so free !!! Furthermore, I was able to finish round leafs program 6 months earlier than projected and it was AMAZING to lift this burden off my shoulders .Thanks once again Richard and to Julian and Connor and to all round leaf staff . I googled debt relief support back in March 2019 for help and round leaf was the first highly rated suggestion and I have never been so proud of my decision to give Roundleaf a chance to help me .THANK YOU!!!!!’

I didnt have a large amount of debt however definitely enough to stress me out and kill my credit score. Working with Richard and his team was incredibly easy and they saved me hundreds of dollars. Within a month and a half I was debt free. Additionally, my credit score shot up about 80 points. I definitely would recommend their services to anybody that needs help with their debt relief.

After my first consult with Richard, I was confident that working with Roundleaf was the right decision. He was crystal clear on the process and I put my trust in his system and thankful I did. Today I paid off my last credit card! Connor negotiated with my creditors like a champ as he would inform me throughout the entire process with the status of negotiations and when a creditor agreed on the settlement, he would email and text me right away with the good news. Im thrilled to now begin the credit repair portion with Richard and his team and I highly recommend their services.

I had the “new year, new me” mindset, and was thinking about buying a home in the next few years. Although when I was younger, I wasn’t the best with managing my money and I didn’t understand credit too well. I found Roundleaf on Yelp and spoke with Richard in January. I was extremely uncomfortable even thinking about my credit history but Richard was super supportive, reassuring, and professional. He pulled my credit report and emailed it over to me so he could walk me through how to read it. I’m glad he did that because there were several things I never noticed! From there, he came up with a game plan for me and a timeline and what my credit score could end up being after he resolves my past mistakes. Within the next couple of months, I received notification on which accounts he was working on and the status. Within 2 months, my credit jumped +20 points, and within 3 months it went up +60 points total! I was in shock. I couldn’t believe how quickly years of stress melted away by Richard and his team in such a short amount of time. They are great with follow up, and are extremely kind! I am forever grateful to Roundleaf!

I used Roundleaf to help pay off my overwhelming Credit Card debt. I worked closely with Richard. I had a great experience and really appreciated how quickly he responded to any of my needs/concerns and questions. Especially during Covid when I wasnt working, Richard was able to be flexible and reasonable with so many unforeseen obstacles. I highly recommend Using their services!

Richard and his team are great! They have helped me tremendously with my credit repair journey. When I was younger I wasn’t very educated on credit and the importance of making payments on time. Now that I’m older, it has definitely affected me. I am still in the process of reaching my credit goal. I am looking into possibly buying a home with my boyfriend next year. Thanks to Roundleaf, I am now able to feel confident about my credit. I started with Roundleaf in September 2019 and fast forward to now my credit has gone up over 100 points. If you are trying to repair your credit, it’s absolutely possible! It takes time and dedication but it’s totally worth it.

Richard was very helpful, guided me clearly and honestly, and was able to help me with a plan to get me out of debt. I recommend Richard for all financial advice.

The staff, specifically Richard Hua, was knowledgeable, impeccable with his communication and listening skills, and addressed every concern that I expressed. He graciously walked me through the entire process and we reached an amicable outcome. Would highly recommend Roundleaf for the financial services they provide. Mahalo!

Im super happy with the service I received at Roundleaf. They helped me to remove obsolete collection items from my credit report easily and helped me secure some good deals from old lenders to clean up my credit report. My score jumped up almost 50 points in about 3 months. Im quite happy with the service and customer care of their business.

Richard is very knowledgeable and helpful with finances and budgeting I highly recommend this service

I was very impressed with Richard and the services available. I had been struggling with where to start on addressing debt and plotting a clear path forward. I trust Roundleafs commitment and Im excited about working together. Wish I had reached out sooner!

Richard is honestly a transparent angel with a black belt in finance. He took a hopeless money draining battle with credit card debt and gave me options I have never even heard before from credit counselors. He saved me money and gave me a manageable plan that fit within my budget. He helped me go through every aspect of my finances and even helped me budget for not only life expenses and debt but also trips and other big purchases. Richard feels more like a friend to me and it makes sense because he puts helping his clients first and helping them build their credit back up even after the last payment is made. I look forward to my financial future armed with more knowledge and a great team in my corner.RICHARD IS NOT IN IT FOR THE MONEY AND IF YOU DOUBT THAT JUST SCHEDULE A FREE CONSULTATION. YOU WONT REGRET IT :)

Very knowledgeable and friendly with very solid advice and services. I highly recommend this company to anybody that is trying to get their finances under control!

I have worked as a loan processor for the last 3 years and found out about Roundleaf last year through my mortgage broker. Since then, I have sent some clients that couldnt qualify with our loan program guidelines due to their debt to income ratio or past history. I was AMAZED when they told me about their experienced with Roundleaf! They found a SOLID solution that helped them understand their credit ratings better and ELIMINATED debt!At first, I thought Roundleaf was just a debt settlement or credit repair firm. THEYRE NOT! They actually worked with my clients to find a long term solution and showed them what they needed to do to be successful to QUALIFY with our loan products!If youre in mortgage, I would encourage you give them a try!

A few years ago my family were looking into filing for bankruptcy because we had reached a dead end. Fortunately for us, when we went to file for bankruptcy, the lawyer we were speaking to referred us to Roundleaf and told us about their excellent services. Working with Roundleaf was a pleasure; I was always greeted with detailed and friendly service, whether I came into the office or gave them a call. Thanks for Roundleaf, I am now debt free and my credit ratings are excellent; Roundleaf was able to take care of everything perfectly and I could not have asked for better. I have recommended them to a few friends and would continue to do so.

I came in for my appt. Ans already got my report in less than 10 minutes and ready got me a solution