The whole process through Hoyes has been great. I’ve been supported at every turn and Jeff is one of the most professional people I can think of. Highly recommend!

Very Professional both Jeff and Alison were very helpful during the entire process .

Very helpful. Kind and considerate of my situation.

Couldn’t be more happier without a load of debt in every corner. Started to feel like a debt hoarder.Thanks Hoyes for everything!

I could say so many good things but people would get bored. Everyone on the team here is so transparent and so informative every step of the way. From start to finish they are supportive and work in your best interest. The best example to give would be by the end when they ask you if you have any questions, you just dont because everything goes along so smoothly and comprehensively.

I can’t even put into words how happy I am that I chose Hoyes, Michalos and Associates to assist me with my proposal. They are caring, professional, understanding and always have my best interest.

I have had a great experience with Alison. She was informed, interested and really listened to my concerns.

Very informative and helpful. I will be more than happy to inform and refer to my friends and family etc...

I was hopelessly in debt to the fact that I was having a hard time paying my rent. I expressed interest in getting help with this. Alison called me back and there was a huge load taken off my back. They took care of my debts and showed me how to keep out of the same traps that got me there. Jeff and Alison know their business and helped me get on the right path. Thank you both.

From the very first time I spoke to Alison I knew I had made the right connection during a time that was extremely stressful and embarrassing for me. Alison gave me a detailed description of the options available to me and it was obvious that bankruptcy was the only option that made sense for my situation. My initial appointment was set up quickly and the rest is history as they say. The whole process was painless and I was put at ease immediately . The relief I felt was wonderful. Any time I had a question all I had to do was send an email and I quickly received a response/answer. Thank you Alison...and the Hoyes, Michalos team!

This company helped me with a consumer proposal and then I ran into financial issues and they helped amend my proposal and now I don’t have to make anymore payments. Thank you so much for your help.

They have been so helpful! They make a super stressful situation so much earlier.

Great business great staff if you need help these are the guys you want on your side

I have dealt with/spoken with four different individuals with Hoyes-Michalos while arranging my consumer proposal and each one was incredibly friendly, polite and supportive.The feeling of relief I now have cannot be put into words.I recommend Hoyes-Michalos with no hesitation.

I would recommend Hoyes, Michalos & Associates to anyone looking for help, great team and friendly staff.