Scenic Oaks and Juan Herrera are the best lenders I worked with in 27 years of my career. Their one on one action with clients and the follow up programs in place keeping me and them informed makes the difference plus, they have the best interest rates and the lowest fees

I have worked with Nick Maynard, Scenic Oaks many times over the past several years, Nick works diligently and is very detailed when working with my clients. Nick returns calls and emails promptly, courteous and his honesty makes Nick a pleasure to work with. I have never had any of my buyers complain, I believe all of my clients have been very happy with the service Nick and Scenic Oaks has provided to them. I highly recommend Nick and I am sure we will continue working together in the future...Thank you Nick for taking great care of my clients! You are the best!

Sondra and Rebecca did an amazing job on this transaction. Very quick closing. No issues at all. Went above and beyond to accommodate the seller and buyers. Escrow: 4016 Sybil Lane Modesto.Lets do it again

Kenny Anderson did a Great job! He was in constant communication, made the client feel very comfortable and closed on time. I have worked with a lot of lenders and Kenny is one of the best. Thank you!

Susan Faustino is one of the best lenders I have worked with. We have closed 5-7 together since I sold my house in 2015 and she represented the buyer. GREAT work ethic and ability to move beyond obstacles!

Sonny Nguyen with Scenic Oaks Funding is one the Central Valleys best loan officer. Ive closed several transactions with Sonny guiding the sale through like a true Captain. Thanks Sonny

Many thanks and appreciation to Sonny and Scenic Oaks Funding!Your efficiency, commitment and dedication to my clients and all parties involved is what made this loan process and escrow successful from start to finish!

Sondra Bates and her assistant Stacey were INCREDIBLE! Very knowledgeable, great communicators (weekends, evenings, holidays and even out of town she ALWAYS replies to emails!) We got an updated pre_approval letter in 20 minutes on a Saturday on 4th of July weekend! No errors, no miscommunication, just smooth sailing through our home buying process.

Cheri was awesome to work with. She is professional and on time with all aspects of the transaction. I would diffidently use Scenic Oak Funding again.

Susan is great, she is always on top of her files and closes on time (or early!). It is always a pleasure to work with her.

Sarah Stallcup gives outstanding service. I Would recommend her time and time again !

Having worked with Sonny Nguyen in the past and present, he has always done and outstanding job on anything he touches. Recently the VA made a huge error in rescinding a clients Certificate of Eligibility that was actually ISSUED on a buyers 2nd purchase. The property totally reconveyed, thus full entitlement restored for his new purchase. The VAs response at the very last minute was, oh, so sorry - we made a mistake and it shouldnt have been issued the first time. Sonny, was able to jump to plan B - hold this together for this Veteran and save this purchase for him. His abilities are outstanding, along with the ability to maintain a customer relationship that goes beyond. He deserves TEN STARS on this. The VA, by the way needs to answer as to how they can do this to a Veteran and someone that has served a lifetime in public service. Thank you Sonny, and thank you Scenic Oaks.

I worked with Ruby in the Turlock office. I wish I could say that they did a good job, but in the end, I wasted a lot of time on the phone with her in order to keep her on track and she made costly mistakes. I had to send her the same documents 2 or 3 times because she would forget that I already sent them. Ultimately, on closing day, I found out that she wanted us to pay and extra $900 to buy down to a lower interest rate, which she had never disclosed to me until the closing date. By that point it was too late to get new papers drawn up, so we had to pay it.I will say that the office staff were more responsive to emails and phone calls than some larger banks would have been, but if youre looking for someone who really knows what they are doing, find someone else. At the very least, dont talk to Ruby unless you want to waste time redoing unnecessary paperwork or if you want to pay an extra $900 at closing.