Personally I do not like to get outside capital from sources other than the bank. I for one do love the pleasure of being able to have extra capital for my business even if the banks do not agree with my wishes. Z&R funding is where I go, when the banks do not give me the amount of capital I want. I take from the bank, then Z&R Funding simultaneously. I trust them, I have built a relationship with the reps and underwriters. This is my go to place for funds when the banks don’t give me the amount I’m looking for.