Talk about efficient and professional! I have only wonderful things to say about Panda Law firm. They just recently helped me with my Chapter 7 bankruptcy. From the first payment I made, until we filed with the court, the staff was so communicative and professional. Everyone I spoke with was kind and helpful. I was never out of the loop or unsure or where I stood. I encourage anyone who is unsure if they should hire Panda Law firm, do it. They made the process easy and I’m so thankful I found them to assist me with me case. Thank you Panda Law Firm!!

I had such a GREAT experience with this company from the very beginning. I called and had a free consultation with Mr.Peters who was very knowledgeable and answered every question I had. He helped me figure out what would be the best solution for my problems. The receptionist was very helpful and friendly. Elizabeth and Gabriel were super friendly and helpful. For a process that no one wants to do, this company made it so simple and easy. They pretty much held my hand the entire way. No question was a dumb question, the responded within a reasonable time. You could call the office and anyone you spoke to acted like they knew who you were and was so supportive. I don’t look forward to having to use them again, however if I do I would DEFINITELY use them again. I highly recommend Peter and Associates!

Panda Law helped me during the pandemic at a time when creditors were not assisting their customers with extensions, they worked with me on a payment plan that helped me budget my funds to ensure I had food on the table and a roof over my head. They worked with me every step of the way even at the end of the bankruptcy to assist on my credit recovery. Very knowledgeable staff who cared how everything was going. Top notch service, they really do care.

PandA Law Firm was VERY attentive from right out the gate! Every single one of the individuals that I spoke with at this law firm (no matter what the conversation entailed) were kind, courteous, and organized. If you are looking for a lawyer you can TRUST, and can trust to get things done in a timely manner, this is seriously the agency for you!! 10/10 recommend.

We worked with Debra Connor at Panda, and it was a pleasure. She answered every question and addressed every concern in a knowledgeable and timely manner. Her kindness and empathy made, what could have been a very difficult process very easy. Kudos to Debra and Panda Law Firm.

Panda Law Firm helped me during this hard time. I do not speak English very well but they helped me every step of the way. I am grateful I had them help me. I recommend.

This was not an easy process to come to for me. Everyone in this office was there for every step of this process. The office staff was friendly and they knew exactly who you were when you called or came into the office. Great service and it is a full service bankruptcy firm. Definitely recommend = )

Glad i have chosen them to represent me! They were so on top of everything that made my case successful and less stressful! Thank you! Highly recommended!!!

I met my Atty Judah at Peters and AssocApproximately five years ago and he gave me great advise .I filed a Bk-13 to save my home the best experience very professional team. Ive had a few Associates each time someone call they have been very helpful. Made my life better paying my bills on time stress free now.Gabriel Cruz is a team player he gets the job done .Im very happy I chose Peters and Assoc team.i have two months left before I get.my discharge papersMy credit score had gone up since chapter-13

I was skeptical about the whole bankruptcy process but from day 1 everyone at Panda made me feel comfortable an were incredibly professional an com unitive about the whole process making it hassle an stress free I am truly thankful to have found them an for all there time an effort in helping through this difficult time in my life I would definitely recommend panda to family an friends!

Absolutely the Best! Always respond immediately to any questions or concerns. Sara Spradling is wonderful! I have had many questions and Sara always provides an immediate response and thorough answers. She is so patient, understanding and knowledgeable. This law firm is excellent. Wonderful staff.

Everyone in The Office, was Wonderful, from Michele The Receptionist, to Sara the Intake Assistant, to Yvonne, and The Awesome Attorneys Elizabeth and Mr. Peters. They are extremely Organized and Efficient. They even allow you to make Payments with no Interest Charged. I was really pleased. This is Definitely the Place To Go......

To Mr. Zakalik and all of the Panda Law Firm, thank you so much for all of your assistance. You have done an outstanding job in helping us put a plan together to get us back on track with our challenges. Your personnel is beyond exemplary. Michelle, your warm smile and attitude always made us feel welcomed. Thank you to Gabriel for being amazing, professional, and responsive. Your patience to answer all of our questions and calming our worries was beyond expected. Everyone we have interacted with at Panda Law Firm have been very professional and have never treated us like case numbers. You have all gone above and beyond in making sure we understand everything going on with our case. We will definitely recommend you to anyone we know in need of assistance. Thank you all once again.

I cannot say enough good things about P&A. I was treated with the utmost respect and professionalism from the minute I walked in the door to the final payment of my debt in which they helped me negotiate. This law-firm will flight for you, they will always respond promptly and never give you the run around. 5 stars from me, would use them again in a second (but hope I dont have to, lol). Please do not sell yourself short, GO TO PANDA. - Michael Tuten

Excellent customer service, knowledgeable and attentive lawyers! Responsive, no matter how many times you call or email! Patient and willing to explain everything in laymans terms so you know and understand what is going on throughout the process!

The staff of Peters and associates Jennifer and Gabriel was so helpful in getting through my chapter 13. I was able to save my house car and now Im debt-free and looking to get equity out of my house to do upgrades thank you staff you did a great job for me. Free at last

In this world, its hard to find people who care specially about their clients, but Gabriel Cruz is one not of those people. Gabriel is so kind and made the whole process easy.I am always updated in a timely manner with how my case was going. If you are looking for an honest Attorney/paralegal this is your place to go! Again thank you Gabriel you have been wonderful. I felt heard and felt like Gabriel wanted the best outcome for me! 10/10 recommend coming here. Amazing experience!

It was a pleasure working with Gabriel Cruz and Jennifer Rigdon of Peters and Associates. Both of them are so easy to talk and they break down everything you need to know about your case. They also make sure you have all your options before making a decision! Great firm to work with!

I reached out to Panda Law Firm back in March 2019 during a difficult financial time and about to lose our home. After an initial free consultation, I decided to go forward. Atty. Peters and his staff were very professional and responsive. Gabriel Cruz and Jennifer Rigdon are heaven-sent through out the process. They walked me through the filing process, my questions/concerns were listened to and addressed promptly, and my mind was put at ease all the time. My case is still on going but I know in my heart that I’m in good hands with this team of professionals and I cannot thank them enough. HIGHLY RECOMMENDED.

Gabriel C. had helped us with the process every step of the way. He is so patient and understanding. He follows up right away and makes sure he has all the information and documents needed. We are so pleased that we had Gabriel on our side. We would recommend him to anyone that would need help. Keep doing what your doing Gabriel, because you are doing it right!

Mr. Peters and Cams professional expertise is so refreshing. They have such empathy towards their clients and listen to their clients. They really care and are always for the clients interest! We would recommend them wholeheartedly.

Peters and Associates is a great resource for piece of mind. They have helped me through the hardest decision that I have had to make. The staff has been so helpful through it all. Gabriel Cruz is a great asset to the company. He is been a huge breath of fresh air through the whole process. Through the process when I had any questions or concerns he would guide me through what was needed and answer any of my questions. Although some of my questions or concerns were trivial he would make me feel like they were important. Thank you very much for the awesome service my family and I truly appreciate you.

After going through a divorce & a year of covid financial set backs Panda Law professionals have been absolutely incredible & have really gone the distance to protect all of my property through the madness. Gabriel & Jennifer have been top notch & I can always count on a fast response when I’ve had questions & concerns. I would ABSOLUTELY refer any of my friends & family to this law firm!

I was extremely happy choosing PandA Law Firm ( Peters and Associates) to represent me. Everyone was professional and informative. I would highly recommend PandA Law Firm.to anyone seeking exceptional representation.

The process was comfortable, easy and I feel like I made a friend with the attorneys assistant. The process was always straight forward and a matter of fact. No guessing on anything. Thanks for all you do.

Peters and Associates went the extra mile in assisting my wife and I through a stressful financial crisis. There are not enough words to express how grateful the PandA law firm worked tirelessly to handle our financial case. We had a very pleasant experience with the team that guided us through the entire process and answered any questions that arose. The staff who worked with our case were super professional, accommodating, patient, and responsive in concerns we had to address. I highly recommended the PandA Law Firm for anyone who has any legal concerns - you will be in good hands! Thank you so much for all that you do!!

Been working with this firm for years now. Staff had been professional, accommodating, and kind from the receptionist to my lawyer, who i trust and respect very much. My attorney is very busy although she always returns my calls. I am thankful for Gabriel C at the firm. He is excellent. He gets back to me when I have questions via calls or emails. He provides me with information I need and follow-up on my questions and gets back to me as soon as possible. He is dependable and knowledgeable that he eases my concerns and worries when I receive a letter from the trustee. He is truly a great asset to the firm and the clients he serves. I will continue using and refer this firm as needed because of people they employ, like Gabriel C.

When i first went to Panda law firm everything felt reassured with my case after talking to Mr.Xenophon Peters. I started paying my fees and i got switched to a new lawyer Mr.Westin and we had a good plan of attack on how to handle my case. After a few of months i emailed Mr.Westin and the email returned to me out of service. So for 3 months i had no legal reresentation. I felt forgotten by them. I had to call them and find out what happened. Switched me to another laywer and this is when i felt like they didnt really care about my situation. The plan of attack was lost and i was told to wait. Covid happened which was a blessing for my situation. When it finally came down to handling my case the lawyer didnt even help me. I ended up working with a case manager who was super helpful and professional. I still feel that if my case was handled more aggressivly as promised, better results could have been achieved.

Peter, Gabriel, and the rest of the staff have been helpful and understanding. Gabriel has made my life easier during an already stressful situation. Thank you PandA for helping me during a difficult time.

I have been the client of Peters and associates and I’m extremely happy with the knowledge, service, responsiveness and the kindness of this attorney office! Thank you so much for all of your help!!

Filing bankruptcy was scary but everyone at PandA Law Firm from front office workers, attorneys and Gabriel Cruz made the whole process smooth and reassuring. If I ever had a question it was handled quickly and efficiently. I would highly recommend PandA.

Thank you all for your knowledge and vigilance. I have been released from the debt, anxiety, and anguish from creditors that would have preferred to take food out of my family’s mouth to pay them. We all have various reasons for wanting or needing to file bankruptcy and while I was very reluctant to doing so, I couldn’t find another alternative. That being said, things have been amazing after filing just 6 months ago; my business is off to a great start, and my credit is rebuilding faster than I expected. To my surprise, after following the instruction of Kari from PandA Law to get our credit back on track, my credit score came back at a 781!!! We have always had amazing credit and then a job loss just threw us off track and no matter how hard we tried, we just couldn’t dig ourselves out. The staff at PandA has been friendly when we were considering bankruptcy and I thought for sure that once we had filed we wouldn’t hear from them but that is not the case, they are still putting in the work to help us move forward and help us stay on track for impeccable credit now, and into our future.Can’t thank them enough!!

Excellent. I didn’t know what I was doing before I came in and they made everything clear and simple. Very professional and supportive. Would recommend to anyone having financial difficulties in Vegas.

I have had the best service during one of the hardest times of my life. The decision to ask for help wasnt an easy one, but the Attorneys, associates and especially Gabriel Cruz were great, inciteful and knowledgeable. Gabriel has been great at answering all of my questions and he is very professional. I would highly recommend Peters and Associates for anyone who has any legal concerns. Thank You!!

I am not leaving a five-star review because I very often felt completely forgotten with this firm. After making payments to them for six months I received the list of necessary documents to provide them to which I did so within a day. After dropping the documents off I did not hear anything for quite some time so I finally checked in and heard nothing. Eventually I sent one final email and even stated that I would be seeking a refund of my retainer to go to another office is when I finally heard back. The communication and follow up was much better after that but I still never received updates or information on what the next step was EVER. I had to email the attorney and paralegal anytime there was a procedural question because no one ever explained the process to me on what to expect after the Petition was filed (Outside of having a hearing and being discharged) especially since my case was not just the standard bankruptcy. I received mail and never knew what to do with anything. After waiting two months of no contact I finally reached out today to see if my case was closed yet and I was informed it was closed a month ago but never received any notification. I dont want to seem unappreciative for the help I received but I do suggest that communication be a little bit better with this firm as I was not impressed at all with what I received. In the end, you got the job done which I am grateful for however, I will not be referring anyone to this office because of the downsides I have experienced.

We have used the services of Peters and Associates, twice. We absolutely recommend using their law firm. From the kind greetings given to us from Michelle at the front desk, to all the associates that helped us, especially Judah and Liliana, we were in good hands. Thank you so much, PandA, for helping us. We appreciate you so much.

Gabriel Cruz is awesome! He is very responsive. He always returns my calls whenever I needed something to fix my paperwork. He is very professional and very helpful. Thank you PANDA for having him as a staff member.

Love everyone at PandA! They are always super responsive and professional. They have helped me with a couple different legal matters and are always great to work with. Would definitely recommend!

After my husband lost his medical insurance and having a huge medical bill and other debt. I consulted with Peters and Associates to due a BK 13. The peace of mind that my husband and myself received was so welcoming and assured that we were going to be okay. Gabriel and the other staff were helpful and would answer all my questions and even late emails. Thank you for all you do. GREAT JOB!!!!

Peters and associates went above and beyond my expectations on my bankruptcy case. I didn’t expect such a great outcome and comfortable experience! Gabriel was patient, professional, and courteous! He answered all my questions, even when I asked them several times! I would definitely recommend PandA Law Firm to my friends and family.

I have been lucky enough to work with Gabriel Cruz at Peters and Associates. He has been a pleasure to work with, he is very professional, personable and through. I would highly recommend them and especially Gabriel. Sincerely Elaine

Mr. Peters, Ivonne, Gabriel and all the staff at the firm were superb at handling my case. I strongly recommend this law firm.

To anyone who is interested in pursuing P&A services please read below.Our story started with this firm a few years ago to help us get fast-tracked out of debt. To be 100% honest our experience was not great by any means. We submitted all of our paperwork and upfront fees very quickly. Unfortunately, we were contacted by a paralegal (Guss) who did not get back to us and was very disorganized. Months went by with no response and mounting frustration. At this point, I was very concerned about this law firm and being able to proceed forward.Saving Grace:Xenophon you have one employee who has raised the bar for the entire firm. I kid you not- (Gabriel Cruz) is an amazing paralegal who has been the only employee to contact us/keep us apprised of updates/guide us/relate and go to bat for my family and our way to financial freedom.Gabriel has helped us through so many issues and concerns while all around being a great person. It is rare to see someone so dedicated to his job even calling us on the weekends and after hours to check-in and see how everything is working out. I think you have severely undervalued him as an employee and he should be recognized.This is undoubtedly the busiest you may have ever been with Las Vegas suffering from Covid although it is important that you help people as to them you are the last resort. If it were not for Gabriel this review would be very different. My family has a few more years of repayments although I will keep this review updated.Thank you Gabriel for helping my family on a personal and professional level. Xenophon you need to seriously consider this request of making Gabriels customers/professional service a benchmark for P&A. I gently suggest you talk to some of the other associates mentioned about their interpersonal skills as we are not people through a rotating door.

Everyone is so nice but Ive been working with Gabriel Cruz and hes absolutely amazing. Always follows up and is always very nice when he calls. Everyone needs more employees like him!

This is an A+++ Law firm. Their team of people are amazing - starting with Judah to Kari to Shelley to Elizabeth to Yvonne to MJ (in accounting) and Jennifer. No matter who you deal with, it will always be a pleasant experience. Everyone works as a team and you will not find a BETTER Law firm then this one. Everything runs very smoothly, everyone knows what their doing and their so helpful. They are so worth your time, money and trust! You wont be disappointed if you choose them to help you - promise!

My wife and I used Panda Law Firm on two separate occasions over a years span, each time we got superb service as well as being attentive to our needs.Thanks to Shelly for the personal service she rendered.I highly recommend there service. Thank you.William and Jennene

I would recommend Panda Associates Law Firm to anyone who needs financial guidance. Xenophon Peters listened to our situation and help us with our decision for our bankruptcy. The firm also guided us during the process so we knew what to expect and answered all our questions. Gabriel, Cruz the paralegal has been fantastic explaining everything during the bankruptcy and almost a year later he will answer any questions I have.

I needed a place that I could trust, I was embarrassed and not wanting to admit that I had put myself in such a rut, I went through divorce and had medical complications and my debt was piling up. My mom went here as well, and suggest I go here for my bankruptcy, I have a special case and they were willing to work with me on a flexible payment plan and kept me informed on everything when I had a question. They all worked very hard to get my payment plan that I needed for my bankruptcy. I was able to keep my car too. When ever I call or email Gabe is always ready to call me back and help me with my questions. Thank you PandA law firm! I am not afraid of my future for once!!

I hired Joseph Sweeney to handle a case with a creditor for me. He worked hard to get me a settlement that I could afford. He was very professional and responsive. If ever need help again, I will definitely be calling Mr Sweeney at PandA.

Im giving Peters & Associates 5 stars because they are 5 star all the way, they earned it!My initial consultation was with Judah Zakalik, he took the time to listen to me and map out the specifics for my case. I worked with Shelly Calderone through the entire process which was several months and she is awesome! ALWAYS answered my phone calls, ALWAYS professional, considerate, and with an uplifting and positive attitude!I highly recommend PandA Law firm!!Bill S.

My husband and I both cant thank Gabriel and Jennifer enough for their time and care helping us work through our bankruptcy. They are attentive and have gotten back to us right away with any concerns or questions that we have had during this process. We are so grateful to them and are glad that we choose PandA Law Firm.

The attorneys and paralegal team over at Panda are super professional and hard working! Even when my wife and I felt that our situation was hopeless they were able to help. I have no idea what we would have done without everyone who has helped us out over there! Honestly there is not enough words to express the gratitude that we have! I would especially like tk thank Juda himself and Gabriel Cruz for all their help and hard work!

EVERYONE AT PETERS AND ASSOCIATES HAS BEEN VERY HELPFULL WITH ALL OUR NEEDS. WE HAVE HAD TO MAKE ADJUSTMENTS TO OUR PLAN 3 TIMES AND THEY HAVE BEEN GREAT ! I RECOMEND THEM HIGHLY.

First of all I would like to give Shelley Calderone all the credit in the world. If she could have held my hand physically through the process she would have. Everyone in that office is nothing but class. The Front desk lady is about as nice as human can be. Bankruptcy is a scary proposition but Peter’s and Associates made it a lot less scary. Thank you all so much.

Gabriel Cruz was very helpful and friendly and attentive to our needs

Shelly made this a very easy experience. She would answer any questions I had and made this a very non stressful situation!

Big thanks to Margie Murray and team for working and going the extra miles.

I had a fantastic experience with the panda guys. Everyone was very helpful I filled a chapter 7 . Cleared my credit and my score went up.. very happy... you guys are awesome ....

I’ve visited peters and Associates about a year a ago, I was on the verge of Bankruptcy. I had left landscape industry because of my job. I couldn’t stand my boss any longer, my bills piled up after I quit and I owed close to $45,000 in CC debt. The attorney I spoke to that day, I’m sorry I forgot his name, started with an X, very nice young man. He asked me what I used to do for a living and how much money I made doing it. I told him I used to make $150,000 a year in the landscape industry. He told me to avoid bankruptcy, just go back to work and get out of debt. That same day while in the parking of the law firm I made a phone call to a new potential landscape company to work for, and I’m happy to say that after a little more than a year now, I’ve been working steady for my new company. I have a great boss, I make well over $200,000 a year now, and I actually have zero debt on all my credit cards, my credit FICO has increased and I have more available credit now than ever before. All because he didn’t suggest me go bankrupt, instead he encouraged me to go back to work in a business that best suited my talents, and to a business that I made more money. This to me was a young man with integrity. He looked out for MY best interest NOT his.Thank you Panda team,Franco V

Judah helped me with my finances after losing my husband. His team made me feel comfortable. I was overwhelmed and they got me moving forward. Recently I had a problem with a hospital bill and the advice they gave got the problem solved.

Had a tele - appointment today and spoke with Mr. Judah Zahalik. He was professional and courteous and listened to ALL my questions and concerns. He offered great advice! Friendly and compassionate! Thank you Mr. Zahalik! HIGHLY RECOMMEND!

Although I chose not to hire Mr. Westley Villanueva of PandA I found his vast knowledge helpful. I really appreciated his honesty. After a short consultation one can see why he’s so good at what he does. I came in there concerned but with an open mind and left with nothing else but confidence. Thank you Mr. Westley that was the best conversation I’ve had about debt ever.Best Regards!

After many sleepless nights and worry we finally decided to see an attorney. Judah you are the best. We were told not to worry and that they could help. We were given very acceptable and practical advice. Everything was explained so that we had no surprises. The only surprise we got is that we are now out of debt.The staff at P & A is wonderful. We would especially like to thank Hannah for her most diligent work. She is wonderful. Calling us to explain what creditors were doing or offers made. She has made all the difference for us.Thanks also to Michelle. She is very professional and makes you feel right at home. This was the best decision we made. Now I know that things are taken care of we can enjoy our life.

False advertising. Talk a good game but they are clearly lacking skill and professionalism. Grant is a joke. He shouldnt be allowed to interact with the public. Unimpressed. Cool commercials tho

My husband went here in regards to services to improve his credit. Westley was very professional and honest. He could easily have charged my husband in areas he didnt need....but didnt take advantage. I would recommend to everyone.

I’m a veteran, disabled, seeking help in saving my home from foreclosure and IRS tax liens. I regretfully selected this firm. Today Mr. Peters arrogantly belittled hourly employees, specifically IRS employees, making $ 12.00 hr as incompetent and undeserving of his staffs respect. I find this man and his advice to be despicable and unworthy of my respect. My case was handed over to his tax attorney in his office. She was also extremely condescending at her best, and belligerent and rude at her worst. The arrogance was overwhelming and began immediately following my Ch 13 fees being paid in full. If humiliation is what you want in solving your financial difficulty, X Peters and the condescending arrogant J are your team. My case will ultimately need to be dismissed, I will immediately face foreclosure, and resume “offer in compromise “ negotiations with those same $12hr IRS employees that Mr X Peters so blatantly disparages. I will do this now without representation.My case is complex, well beyond the “boiler shop” capability of Mr Peters sophomoric legal team. Today, Mr. Peters also looked me in the eyes and blatantly lied about offering me a full refund after realizing the complexity. What he offered/advised was to convert from a CH 13 to a Ch 7 and agreed to waive those additional CH 7 fees. CH 7 would require liquidating and selling my home, the precise reason I retained Mr X Peters with the promise, and the hope of saving my home.Mr Peters statement today was that he had gone above and beyond what his firm had been hired to do. I’d normally find this statement amusing, if the cost and the ramifications to my family weren’t quite so devastating.The reception and paralegal, the only views of employee courtesy and compassion, thanks Gus and Michelle. My advise to the reader; Walk away, walk away now. Trust me he’s not worth your time and your $12 hr hard earned money.

Judah is a great lawyer and an even better man hes down to earth and treats people how they deserve to be treated no matter what your going through, the legal assistance and customer service is great and I feel good spending my money with this company for desired results thanks again from my family. Happy holidays

Scott Chatley at Peters and Associates has been very helpful as I have navigated trying to purchase a short sale property. He was very forthright in letting me know the boundaries that they could not cross as I am a buyer and they have to represent the seller. I talked with him multiple times just to gather information about their process and each time he was very helpful. I would not hesitate to use their services in the future.

My experience with Peters & Associates covers a period of eighteen months. In this time, we have completed five debt settlements, one short sale, and are currently working on mortgage modification. I will describe the final product in each case as professional, smooth and seamless. This may only be attributed to the caliber of personnel at Peters & Associates.It has been a pleasure to meet and work alongside Judah, one of the firms Partners. Legal Assistants Rachel and Brandy handle the details and provide invaluable communication as each transaction progresses. Of course, it all begins by calling the office and listening to that special tone in Michelles voice: Thank you for calling Peters & Associates. How may I help you?What separates Peters & Associates from other firms is when you present your personal situation, it is viewed not only through a legal prism, but also through the eyes of the client. This last thought is meant to be a compliment of the highest level.I thank you.

Everyone at this office from Michelle at the front desk, to my attorney Judah has been extremely dedicated to providing me with excellent service. Tanya, Brandy our mediator and the entire staff treated my family like we were their most important client, and worked tirelessly to save our home. I can not thank you enough for what you have done for us!

Awesome job my car accidentGod Bless

My husband and myself have been working with Judah since the Start of the year. we had previously gone to another attorney firm who told us we could only file bankruptcy and advised us on other things we needed to do to set that up. Ultimate costing us more money and getting us in further trouble. Then sending us a bill $100 for a 5 minute conversation just clarifying what had been said. Something really didnt feel right so we turned to Judah and his wonderful team as a second opinion. Judah took time to sit with both me and my husband numerous times really explain things and giving us options. Told us the processs of all the options that he could see. He has held our hand through this entire mess. From my prior experience I feel confident that he and his team are on our side. Making sure we understand the choices and what will happen through each of them and clearly setting the cost with no hidden fees. We are in a way better situation. Neither of us feel like we are chasing anyone to understand that we have been mislead in any direction just for them to making a dollar (which we did with the other lawyer). The compassion and understanding for our situation is very apparent and I dont feel like just a number or a monitory figure for them. I feel that we have understanding of our situation. They have saved my business and helped put our personal stuff back on track. I have referrer others friends and clients to them confidently knowing that they will be looked after. I know now that I have a team that i can turn to for advice guidance clarity and ultimately they are looking after my best interest.Thank You Judah and your Team

Filed for bankruptcy thru them. This can be a very stressful thing. Had my consult with Mr. Judah Zakalik. He went thru the process with me start to finish, pretty cut and dry. Wasnt this big extensive process I thought it was going to be. Receptionist is very friendly, very professional and courteous. My case manager was very helpful, always available for me & my questions. While I never saw Judah after that, my attorney, Jennifer, and the attorney that showed up to court were just as pleasant, helpful and wonderful to work with. I would use their services again.

Tony, my husband and I wanted to thank you and your staff for handling our shortsale so efficiently.We are so thankful and blessed that we were refereed to you by Martin.Tony, your extraordinary expertise in handling our case was particularly impressive. We can confidently say that you and your staff are truly knowledgeable and honest people, and you do handle every case as promised. Special thanks for the time you took to listen to our concerns and answer all our questions so patiently and professionally. You made us feel hopeful when we felt like there was no hope..!!!!Job well done !!!!I refereed my family to you, and I continue to hand your card with complete confidence to every person who needs help with their home.Once again, we can never thank you enough, and I must conclude by saying that your expertise, kindness, personality and knowledge cannot be described by words!!!!....Thank you, Dia and Met.

I spoke with Anthony Locorriere about getting a loan modification and he was very helpful. I tried doing it myself but to no avail. Tony as I was told to call him was very kind and spoke to me like I was a good friend of his. I will recommend Peters and Associates to everyone I know who needs help!

The world of law is full of attorneys who dont necessarily bring to mind the most positive of things.At Peters and Associates, from the moment you walk into their office, theyre warm, friendly and you get the instant feeling that youre going to be in safe hands with them. I came in worried about a legal situation I was faced with, but Judah quickly resolved it for me and my worries subsequently disappeared; he was easy to reach whenever I had any additional questions or concerns, and it made me feel like he really cared.I can say with 100% confidence that the PandA Law Firm breaks any negative preconceived notions one might have (and indeed broke mine). They are extremely professional, courteous and do genuinely care about the welfare of their clients. Not only that, these guys are skilled and successful in obtaining favorable results for their clients.I would not hesitate to have either of the partners, Judah or Xenophon, represent me. You should choose PandA if you want a law firm with integrity to help you.

I am very unhappy with Panda Law. They advertise free consultation and today when I called to schedule that FREE CONSULTATION I was told the free consultation was only for bankruptcy cases and it would cost $100 for the type of constitution I need. This is false advertising and obviously Im very disappointed, also the girls who answered the phone were very rude to me when I mentioned their ad did not specifically say that the free consultation were only for bankruptcy. I only gave 1 star to write this post. BUYER BEWARE & SHAME ON YOU PETERS & ASSOCIATES....AKA PANDA LAW!!!!!!

My husband and I are going through the process and are a little late on paper work and running out of time, but Gus is taking car of it. They have made me feel confident in my decision to go through PandA

They are nice people, you cant go wrong with them.

My Experience with Peters and Associates has been very pleasant. Talking to them is like having conversation with best friend not an attorney. They listen to your problems like family. They made me feel calm and more secure. I take comfort in knowing that Their President Mr. Tony Locorriere has always been available to address my concerns and has made this Experience painless and Successful.I would Recommend P&A anytime to Everyone!!!Sincerely,Marek and Family

I usually dont write reviews but PandA deserves one!I used Peters & Associates for 2 loan modifications and they did a fantastic job! Tanya and Judah helped me reduce my mortgage payments and were able to lower the principal balance and end up saving me a lot of money, AMAZING! They were also able to reduce the mortgage payments for my parents house in Florida and saved their home from foreclosure.Very good communication and fun to deal with. You never feel alone and they really come thru!Dont look further, there cant be a better law firm out there, trust me!Tanya, Judah and the rest of the team....You guys ROCK!

My husband & I were not very happy with Mr Peters office. He was in a rush & not very informative. Hed talk in legal terms like were suppose to tunderstand the legalities. He was also charging $300 more than anyone else. If I didnt ask the questions, he had not much to say. Its impossible for him to have gotten this many great reviews.

Decent representation at a decent price. Not so good on follow up though. Ok service during.

Peter and Associates negotiated a rate reduction with Flagstar Bank on an investment property after my loan came due and after multiple failed attempts to refinance the loan with the bank. Peter and Associates was not only able to reduce my interest expense but also fix the loan for 30 years. The attorneys at Peter and Associates have the most experience working with banks. I would highly recommend their services.

Thank you to Peters and Associates and Judah Zakalik for helping us save our home. They saved us over $300,000 in principal reduction and secured a loan modification with Chase bank. Prior to using Peters and Associates, Chase Bank was difficult to deal with and they wanted to foreclose on our home. The foreclosing procedure was stopped, the people of Peters and Associates were easy to do business with and they brought a passion to our situation in dealing with Chase that we were not abe to do. I highly recommend Peters and Associates to help you with a loan modification or foreclosure as they kept us in our home and reduced our monthly payment by $1950 a month.

They provided me with invaluable advice that really helped my situation! Very nice to give me that feedback even without me needing to retain them.

I dont often write a review -- only when the service is extraordinary or deplorable -- and in this case, it was the latter. First of all, going to see a bankruptcy attorney is like going to a doctor. It is extremely uncomfortable and embarrassing to tell a stranger about your finances and circumstances or your ailments and no one wants to go, but sometimes you have to. Your best hope is that the doctor has a great bedside manner and is personable, caring and compassionate and has a genuine love of people and career. The same goes for a lawyer because if they do, they can put you at ease and heal you. If they dont (and most dont), they listen to a few seconds of your story, interrupt you, rush you through so they can get to the other 10 people with the same appointment time as you who are waiting for them in the next room and then bill you $600 for a comprehensive examination or consultation. What makes it so uncomfortable is that you are trying to make your situation better and they are trying to make as much money as possible in the smallest amount of time and with as little effort as possible. You end up feeling dismissed, unheard, and YES -- cookie-cutted --but billed as if you had taken hours of their time and been treated like a VIP.The commercials for Peters and Associates imply that they genuinely care about their clients and they are unlike other firms because they are willing to educate their clients as to alternative debt solutions other than bankruptcy. Because of this, I chose them for my consultation as I had many questions and was undecided about the best solution to my unique circumstances. I fully expected the attorney to be compassionate, caring and informative as to what options I had to work with. Unfortunately, I got the complete opposite. I met with Xenoff himself dressed in his fancy suit inside his hard-to-find shopping center office with car lot flyers outside and pandas everywhere inside. He led me into the conference room, asked me about 3 questions, let me tell about 3 seconds of my story before interrupting me and announcing his fee of $2000, put his pen and pad away and kept looking towards the door. When I told him I felt that he had quit listening, he said he had somewhere to be and told me I should probably go to legal aid or something. He was condescending, arrogant, rude and dismissive. It was obvious he was all about the money and NOTHING ELSE. It took me 35 minutes to get there from my office and I was a few minutes late for my 5:30 appointment. It also took me 35 minutes to get home and I was home by 6:20...so what does that tell you? It was the WORST experience involving a lawyer I have ever had and I work with them every day and have for 20 years. As I left, I felt that he was the perfect picture of why they call lawyers bottom feeders.Afterwards, I thought that instead of a Panda as their mascot, they should have chosen a SHARK because it would have represented the experience more realistically. My recommendation - GO TO ANYONE, ANYWHERE, but AVOID THIS MAN AND HIS FIRM.

Had no problem taking my money for chapter 13. I had 2 do most of the work including 6 diffrent times having to print out the same bank statements and pay stubs because they misplaced them means theres piles of my paperwork floating around there office. Also good luck trying to get any answers not very good at picking up the phone and even worse at returning calls its my fault i made the choice to hire them it just wasnt a very good choice2019: as someone that has filed chapter 13 i am required to give a copy of my taxes every year to the trustee. I am supposed to give it to my lawyer who fills out any required paperwork and then sends it to the trustee. And for the last 3 years i have received a letter from the trustee threatening to cancel my bk 13 because they havent received a copy. All 3 years i sent it to these guys first year they claimed paperwork got lost last year they claimed the paralegal quit and didnt do it and here we are 2019 just checked my mail and a letter from trustee saying same thing a month after i sent it to these incompetent lawyers panda law more like a autistic panda

DONT WAISTE YOUE TIME! I called and the guy was HORRIBKE.. was talking over me and wasnt willing to listen to anything ! Again DONT DO IT! Horrible

Worked with Tony Locorriere on getting a home modification. I tried to handle it myself and kept getting the run around. He was able to keep me in my home and secure a modification for me.Thanks Tony

We went to see Atty. X Peters when we went to Vegas and we were surprised that it was a short notice and he was available to meet with us. We have received the letter from B of A about the Department of Justice program saying that we qualify for a principal reduction. He saw the letter and told us that we will definitely get this program so we might not need his services, at that moment we saw his honesty that he iwas there to help. After months of submitting everything with B of A we were rejected, and we called him 5 days before the Trustee Sale, X and his staff worked double-time to save our home and after 4 months we finally received a phone call from his staff Tanya saying that we were approved for a loan modification with a principal reduction of $274,000. Wow! we cannot believe it, but one thing is for sure, this company knows what they are doing and they really help a lot of homeowners struggling to save their home. I will definitely recommend and my mother in-laws 5 family friends that she has referred to them had been helped. Thank God for X and his staff! They are awesome and professionals!!!!

I RAN INTO HARD TIMES AFTER A WORK INJURY AND COULD NO LONGER PAY MY CAR NOTE AS WELL AS A FEW OTHER MAJOR EXPENSES. I OWED OVER 19,000.00 ON MY CAR, WAS MORE THAN 4 MONTHS BEHIND, PUT A LOT OF CASH DOWN AND WAS BEING STOCKED MY THE INFAMOUS REPO MAN! NOT THE BEST OF TIMES IM EMBARRASSED TO SAY! JUDAH, TREATED MY SITUATION WITH DETAIL, A KIND EAR AND UNDERSTANDING DEMEANOR. HE CALLED THE CAR COMPANY FOR ME AND NOT ONLY GOT RID OF THE SCARY REPO MAN, BUT HE NEGOTIATED A 3RD OFF OF MY CAR BALANCE!! NOW MY CAR ACTUALLY HAS EQUITY AND I OWE LESS THAN WHAT MY CAR IS WORTH! THESE GUYS REALLY KNOW WHAT THEY ARE DOING. I FOLLOWED JUDAHS INSTRUCTIONS AND REAPED THE BENEFITS OF HAVING A KNOWLEDGEABLE ADVOCATE ON MY SIDE. IF YOU LISTEN TO WHAT THEY ARE TELLING YOU TO DO, IT IS IN THEIR BEST INTEREST TO LEAD YOU IN THE RIGHT DIRECTION. NOW I SEND EVERYONE WHO NEEDS HELP TO JUDAH AND THE FOLKS AT PETERS AND ASSOCIATES!

Anthony Locorrire and the other staff members at PandA have helped not only me but also my family through this tough situation that we were placed in. They have been there and helped guild us through every step and process that we have undergone. They have made sure that we were apprised of every step that they were taking/ going to take and kept us constantly in the loop, making sure there were no unexpected surprise throughout this process. Again thank you to Anthony and the rest of the PandA family for helping us through all that has been going on. J&J Heard

If theres anyone you want negotiating a loan modification on your behalf, its Tony Locorriere @PandA Law Firm. I lost my job and fell way behind on my mortgage. The bank was both unsympathetic and unreasonable in their responses to my efforts at obtaining a loan mod. so I hired a well-known law firm but it wasnt long before I realized I was wasting time and money w/them. Got zero results and had about given up hope of saving our home from foreclosure. Thats when I heard about PandA. By then I was ridiculously behind. Tony very quickly made sense of a complicated situation and got us our loan mod. cutting the previous payment to less than half. This, of course, took time but everything unfolded just the way Tony said it would. I found the entire staff there to be totally professional, friendly and stress free as well. Thanks again Tony...

PandA changed my life. In 2011 I called PandA. I was at the end of my rope. I owed so much in credit card debt and other bills that I couldn’t see how I could ever get my head above water. One credit card alone had grown more than 10 times the amount I was approved for just in fees and penalties alone. When I say I was at the end of my rope I am not being dramatic. I really thought about ending it all. I couldn’t answer the doorbell. I couldn’t answer my phone. I couldn’t breathe. I remember crying and pleading with a creditor to allow me to pay 3 times the amount of my actual charges (what I had actually spent on the card) instead of the nearly 10 times the amount they wanted due to fees and penalties. When they refused I didn’t know what to do. My cousin offered to loan me 3 times as much as I spent to pay off the bill but she had no more to offer. She mentioned bankruptcy and through Google I found PandA.I don’t know why the thought of bankruptcy terrified me. But, I have to say it was THE best thing I could have ever done. PandA really took care of me in red-carpet fashion. They made sure I had all my papers in order when we went to court. I remember others standing before the Judge with their attorneys from other firms and the Judge ordering them to return on another date with additional information. When it came to my turn, the Attorney PandA assigned to me was really on the ball. Every time the Judge asked for additional information she had it there and ready. During my time in court, my attorney and I were the only ones who did not have to come back with additional paperwork.Since then (it’s now 2016), I have lived COMPLETELY debt free. I still have my mortgage because I kept my home. But, I have NO OTHER BILLS. I DON’T USE CREDIT… FOR ANYTHING. I don’t even own a credit card. I have several debit cards with Visa and Master Card logos. But, if the money is not there already I can’t buy the items. The credit card companies send me pre-approved cards in the mail almost daily. They go right in the trash. No thanks!Oh and one other thing, PandA also started me on a totally new career. Because I have certain skills, in appreciation I had made PandA one of my items. I was pretty proud of it. I was planning to give them the item free of charge just to say, “Thank you”. I called the office just to get some final information and the person I spoke with would not give me the information I needed to finish the item because, he said, the attorneys would not want what I made for them. I was already feeling pretty down about myself, at the time, so I just went away feeling my work wasn’t even good enough to give away for free.THEN I told my story to someone online who asked me to offer the item as a template for others to use. After selling 2,500 of them I thought differently about work and myself. Since then I have built a business making more and more of those items. Had it not been for PandA I never would have done that. Had it not been for PandA I probably wouldn’t be alive. I am posting this review online wherever I can because my friends, family and neighbors are sick of hearing it.I figure if I post it in several places more people will see it and it may help someone to make the decision to call them. For me, it was the best call I have ever made. For years I have even been telling this story to everyone I know and even to strangers in line at Walmart. I’ve said it to everyone except to PandA. If I could, I would like to say to them, “Thank you for my new career. Thank you for changing my life. And, thank you for saving my life. “

Went in for a free consultation and got awesome help/advice from Mr. Peters. Thank you for helping out this nervous wreck.

My husband and I want to thank Anthony Locorriere and Peters and Associates for all the help we received with our Home Modification . Our mortgage payments were so high and were in fear of losing our home. With all the hard work and dedication of Anthony Locorriere, our montly payments were cut more than half, and our interest is very low. Now that our modification is completed, we are able to make our payments, save our home and most important sleep at night. Anthony Locorriere gave us peace of mind and our life back. Thank you very much, we couldnt done it without you.Ana and Doug Eaton

Joshua & Christy IgelekePeter and Associates has done the impossible for me and my family. Attorney Judah Zakalik, Tony Locorriere and their staff Michele the receptionist and Vorice work together to make the impossibe happen for me and my wife with our Loan modification. They save our Home from underwater, foreclosure and short-sale. they gave us our dream back, the American DREAM. The mortgage Company select Portfolio Servicing gave us $213,393.40 principal balance permanently forgiven out of $403,393.40 of our mortgage. This became a dream realization due to the hard work of my attorney Judah Zakalik of the law firm of Peters and Associates.They are the best in helping Home owner savage their home from the depth of the deep sea of mortgage dead ocean. They save mine from underwater and placed my family over the water with $213,393.40 Principal Balance permanently forgiven from our mortgage debt.Dont be deceive by firms or companys that will promised you of saving your home from the Bank. I have one that promise and kept their promise Peter and Associate Law Firm. They work hard for you to make it happen. Do you want to realize your American Dream. call Attorney Judah Zakalik Esq. right now.

We have been battling with Bank of America regarding the modification of our home for 4 years, since our once thriving business (pool service) took a nose dive into the deep end with no water.Peters & Associates just ended that battle for us and WON. I mean they WON big time.We had Country Wide and then it went to Bank of America. We tried to modify, short sale, give it back...we didnt know what else to do. While in the short sale process Bank of America turned down 3 CASH offers for our home. They were threatening forclosure monthly. We had multiple sale dates for auction.Last year we went to Peters & Associates, on the recommendation of our neighbor who just received their modification and principle reduction because of PandA, and met with Judah. Judah listened to all of our concerns and helped us figure out our options. He and his team worked vigorously to get all of our documentation together. Every month Vorice would call and give us our list of documents that B of A was asking for. It seemed like such a hassle. We were so nervous not knowing if we were going to have to move or not. But Peters & Associates kept us assured that it will pay off in the end.We received a FedEx package yesterday and we thought that it would be like every other FedEx we get from B of A (they want more paystubs, P&L, bank statements, blood, first born!!!) But it wasnt. It was an approval package and 3 envelopes. The letter stated that we have been APPROVED for a loan modification and principle reduction. They dropped our once $3,000.00 + house payment to $1400.00. And, here is the part that made my heart skip a beat, they dropped our principal down by the amount of $300,000.00! No need to blink your eyes, you read that right...$300,000.00.Because of Peters & Associates, not only do we get to keep our house but we get to keep our dreams alive. Thank you PandA for all of your hard work. We owe you something special for saving our home.

I think they were very efficient and knowledgeable regarding my bankruptcy They did every they said they would do. I would recommend them