I would put a ZERO if that was a choice. Do not use Lauren and Steve Selinsky!!! I cant emphasize they enough. They were unorganized, did not reply to emails, and still have not provided me a promised flash drive with all of the closing documents (it has now been one month since closing). They also promised us a referral fee since WE told and showed them the house we wanted. Their check did not clear and they refuse to re-issue a new one. Not ethical at all!!! At least they went all out with a key chain gift for my $3m+ purchase.