Tupperware Marketing Scheme? Worse. Pyramid schemes are illegal.FOUND TODAY ON THE INTERNET >>New agents BEWARE!Sales Agent (Former Employee) –  Brookfield, WI – January 6, 2013You take out a loan from Farmers to set up your own agency but the reality is that they still call all of the shots and, worse, three unexpected premium hikes in less than six months makes it IMPOSSIBLE to sell the product!During my 10 years working in the insurance industry for other major insurance companies, I have NEVER had that happen before!Farmers felt like a pyramid scheme; agents end up leaving as quickly as they can hire new ones (1 year later, only two remain from my class of 40).Why does this structure work for them, you ask? Well, because youre selling their product on your own dime!When it becomes clear that youre not going to be able to keep your head above water, you end up jumping ship and have to deplete your savings paying them back, which is a huge insult to injury.New agents BEWARE! They set you up to fail. Ever wonder why they have so many postings for new agents on job sites? ??Prosnone come to mindConsstructured to fail: sell grossly over-priced and limited insurance products on own dimeAmway stresses that the main difference between a legitimate MLM business model and a pyramid scheme is that a legitimate MLM is focused on selling products, not recruiting more salespeople. In a legitimate MLM, it should be possible to make money by simply selling products directly to customers.What makes a pyramid scheme illegal?Pyramid companies make virtually all their profits from signing up new recruits and often attempt to disguise entry fees as the price charged for mandatory purchases of training, computer services, or product inventory. .Pyramid schemes are not only illegal; they are a waste of money and time