It was fine when i was in the hospital going to surgery no problems until after when i get the bill the first 4 bills I paid and that was supposed to be it paid in full. But what do you know another bill comes and says I need to pay it when I already paid them off. So I advise anyone using them to get ready for whats coming and they have no problem sending it to bill collectors within 30 not paying them when you have already finished off. I am not the only person they have done this to there has been about 15 other people i have talked to and they have done the same to them. GOOD LUCK TO ANYONE using them.