Both commercial and personal policies with Shelter. I was a Progressive customer for years. Shelter was a third of the cost on commercial and also cheaper on personal as well. They do my home and auto as well. Jami is the best, we are very demanding and needy. She never loses her professionalism and always comes through. The entire staff at Joe Howard are friendly and knowledgeable. I hope you give them a opportunity to save your money.

Joe howard gave me great service and personal care when I was looking for an insurance quote. Beat out the competition by a landslide, highly recommend him.

Very nice staff always so nice and helpful. Reasonable priced insurance!

Very helpful and easy to work with. Location of office is convenient.

This place is amazing, my rates keep on decreasing and the people are so easy to deal with.. I dont even look at other insurance companies rates .Thank you!

We have a construction company an sometimes not often but we have to move our pmt. Time when a job isnt complete an they are very sweet about it.My son was hit by a car an they handled it like a boss as well

Fantastic people to deal with, always helpful.

I use them for both my autos and my mobile home. Very affordable and helpful anytime I have needed them and they are right down the road.

Joe and his team provide excellent customer service! Highly recommended!!

Excellent service and plenty of smiles!!!Very courteous and kind people.

Best place for insurance! Joe and his staff are amazing!

Thank you Jamie your awsome

A very professional and friendly group. I made a good decision to work with them.

I love my Agent

Great customer service