Molina is the worse insurance! The Market Place Benefits number does not work most of the time. When you call, you must go thru 9 prompts and then the system reports system problems, hang-up and try again later!!! I have to fight for each and every thing I need. In June, I lost my PCP because Molina made it too hard for me to get a MRI after 3 doctors requested I have the MRI. Two of the doctors were ER doctors.