I met with Ms. Murtagh yesterday. I explained my apprehension as I thought for sure she would lose me very quickly with her vast knowledge base. Quite the contrary. She patiently and carefully explained everything. She used everyday language and examples to help me understand. This is what you want, someone who is willing to bring you up to speed on an otherwise complex subject. Lastly, she left the door open to reach back to her with questions and any needed support.